ilmscore | DON'T Make These 10 Investing MISTAKES! | Ankur Warikoo Hindi

DON'T Make These 10 Investing MISTAKES! | Ankur Warikoo Hindi

Predictions from this Video

Total: 12
Correct: 0
Incorrect: 0
Pending: 12
Unrated: 0
Prediction
Topic
Status
Small-cap mutual funds are highly susceptible to market volatility and will be the first to crash during economic instability or regulatory changes.
"Small-cap companies in the stock market experience the most fluctuations because they are small by definition. So, if there is any economic derailment, any taxation issue, any regulation, any dollar-euro or anything else fluctuates, the small-cap industry is the first to start shaking and crashes because of that."
Small-cap mutual funds
Pending
A recommended strategy for stock market investment is to allocate a percentage equal to 100 minus your age, diversified across large-cap, mid-cap, and small-cap funds.
"A simple rule: 100 - x. What it says is that if your age is x, then invest 100 - x in the stock market. So, if you are 30 years old, then 100 - x is 70. So, invest 70 of your total investment in the stock market. Divide that too, a little in large-cap, a little in mid-cap, a little in small-cap."
Stock market investing (age-based allocation)
Pending
The Nifty 50 index has historically provided an average annual return of 12%.
"They have been giving returns at 12%."
NIFTY 50
Pending
During the 2008 financial crisis, the Sensex (an index of top 30 companies) dropped significantly, halving wealth overnight.
"In 2008, there was a financial crisis. The Sensex, which is the index of the top 30 companies, went down to 52. At 50, that means your wealth halved literally overnight."
NIFTY 50
Pending
The market (likely referring to Indian stock market indices) experienced a significant drop during the Covid-19 pandemic in March 2020.
"In March 2020, due to Covid, the market went down to 23. ... It also fell to 40. During the Covid wave of March 2020"
NIFTY 50
Pending
ADFC stock fell to 38 during the Covid-19 pandemic in March 2020.
"ADFC, another market leader. Many people like this stock very much. It had fallen to 38."
ADFC
Pending
An initial investment of Rs. 2 lakh, left to compound at 12% annually, will grow to approximately Rs. 4 crore over 25 years.
"in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore."
Investing - Compounding of Rs. 2 lakh over 25 years
Pending
A monthly SIP of Rs. 10,000 invested from age 25 to 35 (10 years) will result in an accumulation of Rs. 23 lakh.
"invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees"
SIP of Rs. 10,000 for 10 years (age 25-35)
Pending
A monthly SIP of Rs. 10,000 invested from age 35 to 60 (25 years) will result in an accumulation of Rs. 3.8 crore.
"if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh"
SIP of Rs. 10,000 for 25 years (starting at age 35)
Pending
Investing double the amount (Rs. 20,000 SIP) for 25 years might result in approximately Rs. 10 crore, though the example focuses on the benefits of early investing for shorter durations.
"If you have completed a year, no matter how small the amount is, start investing early. Do n't make the mistake of thinking you have only one life and will invest later. Invest, live life and balance both. Mistake number four is over diversification. ... much less than 6.5 crores, in fact, I will tell you the best thing, for example, invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees, now you do not touch this 2 lakh rupees, you can keep it as a lump sum. You keep it at Rs 12, but it keeps growing from the age of 35 to 60. So, in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore. You started investing from 25 and continued till 35 only, after that you did not invest even a single penny and the same Rs 2 lakh which was your deposit at the age of 35, kept growing slowly at Rs 12, for the next 25 years, till the age of 60 you will have Rs 4 crore. Now if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh, even less than that. This is the benefit of investing early. Investing for only 10 years and then you did not invest for the rest of your life, even then you will have more money. In comparison, you invested double the amount, invested for 25 years but only Rs 10 crore."
SIP of Rs. 20,000 for 25 years (starting at age 25)
Pending
Investing Rs. 1,000 monthly for 60 years at a 12% annual return is projected to yield Rs. 6.5 crore.
"And suppose I invest Rs. 1000 every month, let's assume a return of only Rs. 12 lakh. And I I invested this entire money well for 60 years, only 00, I did not increase it even, so I invested this 00 from the age of 25 to 60, at the age of 35, I will have 65 crore rupees, 6.5 crore rupees after 35 years"
Amount accumulated from investing Rs. 1000 monthly for 60 years at 12% return
Pending
Investing Rs. 1,000 monthly from age 35 for 35 years at a 12% annual return is projected to yield Rs. 1.9 crore.
"but if I say friend, let's start at 35, not at 25, we still have some life, let's live it, so if I convert this 35 to 25, then 1 crore 90 lakh is worth 4 crores, just because of 10 years"
Amount accumulated from investing Rs. 1000 monthly from age 35 for 35 years at 12% return
Pending