Annual expenses at age 39 are projected to be Rs 11,70,000, which is equivalent to Rs 10,000 per month plus inflation adjustments.
"whatever amount you need for the year, which is Rs. 10,000 per month, but after adjusting it for inflation, your yearly expense will be around Rs. 11,70,000. So, every year you will start with Rs. 170,000 and keep increasing it by Rs. 5."
