ilmscore | How to INVEST in MUTUAL FUNDS in 2025 | Ankur Warikoo Hindi

How to INVEST in MUTUAL FUNDS in 2025 | Ankur Warikoo Hindi

Published: 2024-12-04
Status: Available | Analyzed

Predictions from this Video

Total: 11
Correct: 0
Incorrect: 0
Pending: 11
Unrated: 0
Prediction
Topic
Status
Prediction on which mutual funds will be suitable in 2025.
"which mutual funds will be the right ones in 2025?"
Mutual Funds
Pending
Market experiencing a downturn after a period of strong returns, with predictions of further falls.
"In the last three years, the market has given blinding returns. Every person feels like a rockstar. Every person feels like they can earn unlimited money in the stock market. But in the last two months, the boat has started sinking. Sanity has started coming. The market is not that strong. Many people are predicting that the market is going to fall even more."
Market Performance
Pending
Potential for a bull run in the market lasting 10-20 years.
"And they are in Miss out on what could be a potential bull run for the next 10-20 years."
Market Outlook
Pending
Guidance on selecting mutual funds for new investors or those adding to existing portfolios in 2025.
"if you want to start your mutual fund journey in 2025, or if you want to add new mutual funds to your investment in 2025, then what should be the things you bear in mind?"
Mutual Fund Selection
Pending
Index mutual funds are recommended due to their lower expense ratios and typically lower exit loads.
"That is why index mutual funds are a very good option. What are index mutual funds? They are mutual funds that track an index. ... if you take any index mutual fund, its expense ratio will be lower than most other mutual funds, that would be my preference, number two, their exit load is usually lower, that again would be a better sign"
Index Mutual Funds
Pending
An Assets Under Management (AUM) of 15,000 to 25,000 crores is considered a good reasonable size for a fund.
"I've usually seen that an AUM of 15 to 25,000 crores is like a good reasonable size to invest in."
Fund Size (AUM)
Pending
A recommended mutual fund portfolio consists of 3-4 funds: one large-cap, one mid-cap, one small-cap, and optionally a thematic or flexi-cap fund.
"a very clean way and a passive way of building a corpus is to buy a large-cap mutual fund, a mid-cap mutual fund, a small-cap mutual fund, and at best, a thematic or a flexi-cap mutual fund. And that should complete your three to four mutual fund portfolio."
Mutual Fund Portfolio Construction
Pending
An ideal method for implementing step-up SIPs involves initiating new, separate SIPs each year with the increased amount, rather than relying on platform features.
"the ideal way according to me is the following, suppose you have done a SIP of Rs. 000, next year you have to step up from Rs. 10, so increase it by Rs. 00 and start a new SIP of Rs. 00, then next year you have to do it at Rs. 5500, now at Rs. 10, that means Rs. 50, so now you will start another SIP of Rs. 50 and so on and so forth"
Step-up SIP
Pending
SIPs offer flexibility, allowing investors to start, pause, or stop them at any point.
"you can start, pause and stop any SIP at any time."
SIP Flexibility
Pending
Money invested in mutual funds continues to grow through compounding even after investment stops.
"if you leave that mutual fund as it is, after 10 years it will not be only 3 lakhs, it will be 3 lakhs plus on an average 12, if it is a Nifty 50 mutual fund, it will keep growing at 12, then after 10 years, your amount will be 3 lakhs plus 12 for 10 years. It is not that when you stop your investment, the amount also stops growing, the amount keeps increasing."
Compounding Growth
Pending
A commitment to start investing in 2025 is encouraged for those who haven't already.
"So in 2025, if you have not started investing till today If so, promise that you will start investing after watching this video"
New Year's Investment Goal
Pending