2025 Success RESOLUTIONS: Money, Career, Health and Relationships! | Ankur Warikoo Hindi

"If you are in your early 20s, I would suggest that you invest as much money as possible in the stock market and invest through disciplined long-term investing. So, if you do a SIP at the age of 10-20, you will see its trimmed returns if it is growing at 12, 13, 14%."

"If you are at the age of 30, 40, 50, then your responsibilities have increased and your expenses would also have increased. And it may happen that you cannot invest your money with that much risk in that advancement. So split it and put some money in safe assets. It could be government bonds, NPS, provident fund. And please put some money in the stock market as well."

"SIP of ₹1000000 at 14 annual rate of return. Annual step-up of 10 percent. It takes 15 years to reach one crore. It seems like a very long journey, but after that the magic happens. The next crore comes in just four years, the next crore after that in just two years, that crore becomes 6 crore in just five years and that 6 to 10 crore in just three more years. The most interesting thing is that within 15 years you have Rs 100 crore, this is the process."

"When people start getting comfortable in their work, they will pick up the phone, the work will be done, they will write an email, the work will be done, they will go to someone, the work will be done, and they think they are superior, their growth is wrong. Your growth will never come from comfort. Your growth will always come from challenging yourself."

"You will learn an in-demand skill once every six months. Any in-demand skill that you want to learn could be AI, could be graphic designing, could be coding, could be data analytics, could be music production, I don't care what you want to do, but something that you feel you would want to learn, something that you feel is in demand, and you will give yourself six months to learn that."

"Set a health goal that you have never done in your life. You will run a marathon, you will get a six-pack abs, or your fat percentage goal or target will be your fittest ever, which you have never achieved in your conscious memory, and you will go really well."

"Meditation every day, start with 5 minutes, not a lot, gradually increase to 10, then 15, 20, 30 minutes maximum, but get into the habit of spending time with yourself, without any book, without music, without any person, without anyone and without distraction, just you and your thoughts and learn to observe them."

"What is necessary is that you sleep at the same time every night and wake up at the same time every morning, whatever time you decide that works for you, but it is very important to put your body into a routine and make it a habit."

"Do it for yourself. In fact, I would extend it and say that do it for yourself, but do it for your parents too. They are also getting older and they need this test more because many things that are hidden are gradually becoming visible. They will start and you would want to catch them before they actually go to any advanced stage so please get a comprehensive health checkup of yourself and your family once like this."

"If you are married in fact even if you are not but if you are then mostly you should just schedule a date with your partner once a week. It is just for you please do not watch movies at that time because then you are doing something else you have To spend time with each other."

"When you reach home from work and will tell the time with your family there will be one hour of no phone hour means that in that one hour when you are spending time with your family there will be no phone in your hand or anywhere near you and you will also request other people and encourage them that they too should not have a phone."

"Every day you randomly scroll through your phone book and stop at a number and most likely it could be that the number belongs to someone you have known It's been a long time since you haven't spoken to them and you're just checking if everything is going well and isn't it? You're not expecting a reply. You're simply reaching out to them and you will allow yourself that luck will determine who it could be. You could do it once a week if you feel there are very few people in your phone book."

"Especially if you don't live with your parents, you will call them every day. This has been the biggest lesson, friend, that as parents grow old, they don't need our money, but they need your voice, your presence. So, if you are not in your city... then please call them every day, even if it is for 5 minutes."

"Every month I will audit my life... what is the statement, milk and water, basically a real assessment of where you are and how does it compare to where you think you should have become and these four dimensions, so how was your financial performance this month, how was your career performance this month, how was your health performance this month, how was your relationship performance this month, so you will do an audit every month, as it would be done in a corporate setup, and every month you have to make a report card for yourself."

"You should appoint a personal board of advisors in your life, that is, a person or a mentor who will be responsible for your entire life, different people for different aspects, so regarding money An advisor for your health, an advisor for your career, there can be two or three for the same thing, an advisor for your health, an advisor for your relationships, so that whatever feedback you need or area of improvement you have, it should come from an independent authority and he should always be able to question you, always be able to show you the mirror, that will help you improve."

"We will start a morning routine, a routine that will set our day, it will tell us what we have to achieve in the day, it will cover our health, it will cater to our relationships, it will also tell us what things we are doing in our day which are important for our future, which are important for our career, which are important for our game, which are those things that we will have to do, but we know that perhaps they are not that important, otherwise we have to give them equal importance, that is their status."

"You will maintain a journal. A journal in which you will talk to yourself and give yourself feedback. Validate your strengths. Identify your areas of improvement. Make a promise or commitment to work on it. And how is it working? You will also do a progress report on that the next day or next week or next month. Something that helps you keep yourself accountable."