Mastering skills of earning, saving, and spending can lead to loan repayment within a year, enabling future investments, contributions to family, and a life of enjoyment (partying, travel, purchases) after a subsequent one-year period of disciplined 'exile'.
"If you learn these three things, your loans will be repaid in one year but you will stand at a level where you can take further steps, you can start investing, you can contribute towards your family and yourself because you are also 26-27 years old, so it is the age to live, so why don't you party, why don't you travel, why don't you have fun with friends, why not buy things for yourself, you have to do all those things but you cannot do it now, you cannot do it for one year, but after that, if you complete your training, in a way you are going into exile, it is an exile of one year and right So if you do this exile, then after coming back you will become the king of your life and will lead your life properly."