The speaker recommends selling the house, clearing all debts, investing for the daughter and self, obtaining health insurance for parents and life insurance for oneself (with parents as nominees). This action is predicted to lead to a much better financial position within a few years, allowing for the rebuilding of a new house.
"sell the house, clear the loans, invest the rest for your daughter, for yourself, get health insurance for your parents, get life insurance in your name, you are at the perfect age where you can get life insurance, not just corporate, but also get personal life insurance, make your parents the nominee and start your life again, you will be very, very sure, in a matter of a few years, be in a position where you will be able to build a house of your choice again, for your parents, for your daughter, for yourself"