WHY is the MIDDLE CLASS Suffering? | Strategies to Financial Freedom | Ankur Warikoo Hindi
Published: 2025-03-26
Status:
Available
|
Analyzed
Published: 2025-03-26
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 2
Prediction
Topic
Status
The cost of goods and services is increasing at a faster rate than salaries and wages for the middle class.
"The expense or cost of things has increased faster than your salary and wages."
Correct
House affordability has decreased, requiring 18 years of salary in 2025 compared to 14 years in 2019.
"In 2019, on an average, a person's 14 years' salary could buy him a house. As of today, in 2025, on an average, a person's 18 years' salary would be required to buy the same house."
Pending
The percentage of middle-class income spent on necessities has increased from 65% in 2020 to 74% in 2025.
"On an average, a middle class Indian spends 65% of his salary on necessities - food, electricity bill, rent, so on and so forth. This is about 2020. Today in 2025, this number has reached 74."
Pending
While premium FMCG products are growing due to higher earners, the affordable segment for the middle class is facing pressure, decline, and stagnation.
"Premium products are actually growing very fast because rich India and the rich class is able to afford and their salaries can make do with that. But their middle class segment, their affordable segment, is actually coming under pressure. It is at times declining and stagnant for the last three to four years."
Correct
Corporate profits have grown significantly (23%) between 2020 and 2025, while employee salaries have only increased by an average of 8% in the same period.
"corporate profit from 2020 to 2025, on an average, is 23 percent bigger, but the salaries of these same corporates have increased on an average by 8 percent."
Incorrect
Education costs have risen annually by 11-13%, with pre-school fees reaching ₹55,000 per month and good schools charging ₹8-10 lakhs per year in major cities.
"Education has increased on an average from 11 to 13 per year in the last 5 years. In big cities like Delhi, Mumbai, Bangalore, Hyderabad, Pune, Kolkata, the fees of pre-schools have become three to four to 55 rupees per month. If you go to a good school, then by the time you reach the schools, they are charging eight to ten rupees, of course, it has become very expensive for every person."
Pending
Rents have effectively doubled, with rental yields in major cities increasing from 1.5-2% to 3-4%.
"rent-it-yourself has nearly doubled. Rental yield used to be 1.5 to 2 in our big cities, now it has become near 3, 3 and a half, in some places it has reached 4"
Pending
Health insurance premiums are rising significantly, with a 21-year-old and her 47-year-old mother paying ₹30,000 per month for a ₹3 lakh cover.
"Today, I was on a call in Money Matters where a daughter of 21 years, her mother of 47, their health insurance is Rs. 30000 per month for a 3 lakh cover."
Incorrect
Individuals should invest in personal branding, networking, presentation, and self-improvement as if they were a startup product.
"I will invest in personal branding, I will invest in networking, I will invest in brand positioning, what kind of clothes do I wear, how do I speak, how do I comb my hair, how do I take care of myself, how do I present myself, how do I behave with people, how do I conduct myself, what things do I say, in what manner do I speak, how do I write emails, how do I WhatsApp-web, something I can do to fix myself, think of myself as a product, think of myself as a startup, invest in myself"
Correct
Prioritizing investment in learning is recommended over non-essential purchases.
"where should I invest all this money that I have, should I invest it in my learning,"
Correct
The speaker's personal income has experienced a compounded annual growth rate of 48% over the past 25 years, starting from ₹1 lakh per hour at age 19.
"my income is ₹ per hour when When I was 19 years old, I earned around ₹1 lakh per hour. Today, when I am 44 years old, the compounded rate of return for my income is 48 per every year for the last 25 years."
Pending
Investments are projected to grow by an average of 15% annually over the next 10-20 years, leading to money doubling every 4-5 years and potentially growing 8-32 times in 20 years without further capital injection.
"my investments are passive and are gradually increasing. Last year, I got a growth of 50 per cent because the market is moving blindly. Right now it is down at 15 per cent because the market is crazy. It will rise for a few more years and fall for a few more years. But in the next 10-20 years, that is what I am building for. It will even it itself out. And if I keep getting even at 15 per cent, it means my money is doubling every four to five years. Meaning, in 20 years, my money can grow from 8 to 32 times without any new capital added."
Pending