ilmscore | Should You BUY a HOUSE or RENT? Check with this EXCEL SHEET! | Ankur Warikoo Hindi

Should You BUY a HOUSE or RENT? Check with this EXCEL SHEET! | Ankur Warikoo Hindi

Published: 2025-04-26
Status: Available | Analyzed

Predictions from this Video

Total: 11
Correct: 3
Incorrect: 0
Pending: 8
Unrated: 0
Prediction
Topic
Status
Suggests renting for the first 30 years of life, with the optimal time to consider buying a house being between the ages of 35 and 40.
"Rent for 20. Rent half in your 30s too. And between 35 and 40, you start thinking of buying a house."
Real Estate Investment Strategy
Pending
To make a sound real estate purchase decision between 35-40, individuals should have substantial savings for a down payment (minimizing loan reliance) and clear understanding of their long-term living preferences (city, house size, locality).
"By then two things would have happened. One, you must have invested well and saved enough money to make a good down payment. In fact, you should be able to take minimum loan so that the cost of buying a house is reduced. Number two, you must have also got clarity about which city you want to live in, how big the house should be, and in which locality it should be."
Real Estate Investment Strategy
Pending
Predicts that future generations might not prioritize home ownership due to a preference for mobility, freedom, and avoiding financial burdens, opting instead for rental options.
"Maybe our children won't buy a house. Because the way they are being raced and they are thinking about their life is very different. Where everything is on rent. There is no concept of ownership. Lots of mobility, lots of freedom, lots of detachment from financial burden."
Future of Home Ownership
Pending
Bor has experienced rapid rent growth in recent years.
"So Bor has grown very rapidly in terms of rent in the last few years."
Housing Market Trends
Correct
Investment in real estate is projected to grow by 10% annually.
"So I assumed it would grow by 10%."
Real Estate Investment Growth
Correct
The inflation-adjusted value of a house is expected to be approximately Rs 1.45 crore after 20 years, with the actual value potentially reaching Rs 2 crore.
"then let's say 8%, then after 20 years, the inflation adjusted value of this house will be around Rs 1 crore 45 lakh. The inflation adjusted actual value will be higher, probably around Rs 2 crore."
Real Estate Appreciation
Pending
Future generations may opt for renting instead of buying homes due to a different approach to life and a lack of emphasis on ownership.
"Maybe our children won't buy a house. Because the way they are being raced and they are thinking about their life is very different. Where everything is on rent. There is no concept of ownership."
Future Housing Market
Pending
Future generations might prioritize mobility, freedom, and avoiding financial burdens over homeownership.
"Lots of mobility, lots of freedom, lots of detachment from financial burden. And that's why they think that why take so much load? Why trap yourself by buying your own house?"
Generational Shift in Housing Decisions
Correct
The speaker advises renting for the first 20 years of one's life, continuing to rent through their 30s, and only considering buying a house between the ages of 35 and 40.
"My suggestion: Rent for 20. Rent half in your 30s too. And between 35 and 40, you start thinking of buying a house."
Real Estate Investment Strategy
Pending
The speaker predicts that future generations may not buy houses, opting instead for a lifestyle based on renting, mobility, and freedom from financial burdens.
"Maybe our children won't buy a house. Because the way they are being raced and they are thinking about their life is very different. Where everything is on rent. There is no concept of ownership. Lots of mobility, lots of freedom, lots of detachment from financial burden."
Generational Shift in Homeownership
Pending
There will be a shift towards renting and away from homeownership for future generations, driven by a desire for mobility and freedom from financial commitments.
"Maybe our children won't buy a house. Because the way they are being raced and they are thinking about their life is very different. Where everything is on rent. There is no concept of ownership. Lots of mobility, lots of freedom, lots of detachment from financial burden."
Real Estate Market Outlook
Pending