ilmscore | How to make money AFTER the 2025 MARKET CRASH? | Ankur Warikoo Hindi

Predictions from this Video

Total: 26
Correct: 13
Incorrect: 8
Pending: 5
Unrated: 0
Prediction
Topic
Status
Strategy for generating regular income through dividends in 2025.
"if you want to start this income in 2025, then with what approach can you do it?"
Dividend Investing Strategy
Pending
Average dividend yield for stocks is expected to be between 1% and 3%.
"Dividend yield is approximately in the same range. 1 to 3% of the share value."
Dividend Yield
Correct
A Rs. 24 crore stock portfolio with a 1.5% dividend yield is needed to generate approximately ₹36 lakhs annually.
"So your stock portfolio if 1.5% is your yield. The parrots flew away. The parrots should be ₹24 crores."
Dividend Income Calculation
Correct
Reinvesting dividend income will cause a dividend portfolio to grow larger each year.
"So what happens is that every year this now starts becoming bigger. So in year two you again have ₹5 lakh 5000. It will generate a dividend income."
Dividend Portfolio Growth
Correct
The 'Dividend Aristocrats' smallcase has achieved an XIRR of approximately 20% over the past four years.
"in the small case, there is a small case by doing Dividend Aristocrats. Which is basically a portfolio of dividend stocks. So that's a great start. XIRR has come in at around 20% in the last four years."
Dividend Aristocrats Smallcase
Incorrect
Dividend investing is recommended for 2025 as a way to generate both capital appreciation and regular income (like rent from stocks).
"So, if you want not only capital depreciation but also rent from the stock market, then you can consider dividend investing in 2025."
Dividend Investing Approach for 2025
Correct
Guidance on how to start building a dividend income portfolio in 2025 will be provided.
"If you want to start this income in 2025, then with what approach can you do it?"
Dividend Portfolio Strategy
Correct
The average dividend yield for stocks is expected to be between 1% and 3%.
"Dividend yield is approximately in the same range. 1 to 3% of the share value."
Dividend Yield Average
Correct
To generate approximately ₹36 lakh annually (which would result in ₹1 lakh per month after tax, assuming a 33% tax bracket), a dividend stock portfolio of approximately ₹24 crore is needed, assuming a 1.5% dividend yield.
"So this means that the dividend income you want should basically be around 35 or 36 lakhs. Now for this your stock portfolio if 1.5% is your yield. The parrots flew away. The parrots should be ₹24 crores."
Dividend Income for Expenses
Incorrect
Starting with a ₹5 lakh dividend portfolio in the current year could yield approximately ₹7,500 in dividends, which after tax, can be reinvested to grow the portfolio.
"So let's say you create a dividend portfolio of 5 lakhs. Ok? If you created a dividend portfolio of Rs 5 lakh, then how much dividend did you get in a year? This was Rs 7500, you paid tax on it and then you invested the remaining amount again."
Building a Dividend Portfolio
Pending
Dividend income from a well-structured portfolio can continue even during market crashes and as the portfolio grows.
"This income is coming even though the portfolio is being expanded. This income is coming even when the crash is happening. It will continue."
Dividend Income Stability
Correct
Specific companies like Wipro (5.33%), ICICI Bank, and BPCL (7-7%) are mentioned as offering significant dividend yields.
"Wipro 5.33 dividend yield, financial sector ICICI Bank is a dividend player and it is also giving dividend. The energy sector has been quite bullish but even then dividend players like BPCL offer 7-7% dividend yield."
Dividend Yield Examples
Incorrect
When building a dividend portfolio in 2025, key considerations include strong financial health (low debt-to-equity, good interest coverage, free cash flow, earnings growth), a payout ratio between 30-60%, and a dividend yield between 1-4%, with a history of consistent dividend payments.
"First of all, the financial health of the company is very important. ... The debt to equity ratio should be very good. Lower the day better it is. The interest coverage ratio should be quite good. Free cash flow is very important ... And ultimately earnings growth ... Then pay close attention to the payout ratio. ... anywhere between 1 to 4%, see the history of consistent dividend and see how much dividend is being given every year."
Dividend Portfolio Construction in 2025
Correct
A recommended allocation for a dividend portfolio includes 50-60% in stable blue-chip dividend companies, 20-30% in growth dividend stocks, and 10-20% in high-yield stocks.
"50 60% Your stable blue chip dividend companies ... Then there are around 20 to 30% growth dividend stocks ... And then around 10 to 20% on high yield stocks."
Dividend Portfolio Allocation
Pending
The 'Dividend Aristocrats' smallcase, a portfolio of dividend stocks, has achieved an XIRR of approximately 20% over the past four years.
"In the small case, there is a small case by doing Dividend Aristocrats. Which is basically a portfolio of dividend stocks. So that's a great start. XIRR has come in at around 20% in the last four years."
Dividend Aristocrats Smallcase Performance
Incorrect
Building a substantial dividend portfolio for stable income typically takes decades of consistent investing.
"all top quality dividend investors have built that portfolio over decades to get to a point where when income is low or when stable income is required from the stock market and investing itself is possible."
Dividend Investing for Retirement
Pending
Dividend investing is presented as an option for 2025 for those seeking both capital appreciation and regular income (like rent) from the stock market.
"So, if you want not only capital depreciation but also rent from the stock market, then you can consider dividend investing in 2025."
Dividend Investing in 2025
Correct
Wipro offers a dividend yield of 5.33%.
"Wipro 5.33 dividend yield"
WIPRO
Incorrect
BPCL provides a dividend yield of 7%.
"BPCL offer 7-7% dividend yield."
BPCL
Incorrect
The Dividend Aristocrats Smallcase has achieved an XIRR of approximately 20% over the past four years.
"XIRR has come in at around 20% in the last four years."
Dividend Aristocrats Smallcase Performance
Incorrect
Dividend investing is a viable strategy to consider in 2025 for those seeking both capital appreciation and income from the stock market.
"if you want to consider dividend investing in 2025."
Dividend Investing in 2025
Correct
Average rental yields in India range from 1-3% for residential properties and 4-6% for commercial properties.
"rental yield in India is anywhere between 1 to 3% for residential and between 4 to 6% for commercial"
Dividend Yield in Real Estate
Correct
Dividend yields for stocks are comparable to rental yields, typically falling between 1% to 3% of the share value.
"Dividend yield is approximately in the same range. 1 to 3% of the share value."
Dividend Yield in Stocks
Incorrect
A payout ratio between 30% and 60% is considered healthy and normal for dividend-paying companies.
"30 to 60% payout ratio for a dividend payout and a dividend company is usually considered to be healthy and normal."
Dividend Payout Ratio
Correct
Dividend yields of 10% might attract short-term investors but may not be sustainable in the long run.
"if the dividend yield is 10%, then it may be attracting dividend investors for the short term, but in the long term, it may not be sustainable."
Dividend Yield Sustainability
Correct
A recommended dividend investment portfolio includes 50-60% stable blue-chip dividend companies, 20-30% growth dividend stocks, and 10-20% high-yield stocks.
"50 60% Your stable blue chip dividend companies that have been paying dividends regularly. Not very high. It is not very low either. But there is consistency. Then there are around 20 to 30% growth dividend stocks which are a little more aggressive. Started recently but is getting good dividends. And then around 10 to 20% on high yield stocks."
Portfolio Construction for Dividend Investing
Pending