ilmscore | From Rs. 18,000 Salary to CROREPATI: Complete PLAN! | Money Matters Ep. 69 | Ankur Warikoo Hindi

From Rs. 18,000 Salary to CROREPATI: Complete PLAN! | Money Matters Ep. 69 | Ankur Warikoo Hindi

Published: 2025-07-09
Status: Analyzed

Predictions from this Video

Total: 10
Correct: 2
Incorrect: 0
Pending: 8
Prediction
Topic
Status
A monthly contribution of ₹2000 will be allocated to an emergency fund.
"So what we're going to do is the following. First of all, from the 9500 rupees that you have access to, we will put 2000 rupees every month towards the emergency fund."
Emergency Fund
Correct
The emergency fund will be invested in liquid or day mutual funds which hold fixed-income assets.
"You will invest this 2000 rupees in day mutual funds or liquid mutual funds. These mutual funds do not invest in the stock market. These mutual funds invest in fixed income assets."
Emergency Fund Investment
Correct
Over one year, the emergency fund is projected to grow to approximately ₹24,000.
"So What Will Happen? That over a course of one year you will get to about 24000 rupees."
Emergency Fund Growth
Pending
A family health insurance plan for the individual and his parents will be purchased, with coverage between ₹4 to ₹1 lakh.
"You will take health insurance of approximately Rs 1500. This health insurance will be for you and your parents. So it will be a family health insurance plan. Because you live in a big city, Get health insurance cover of between ₹4 to ₹1 lakh from I Wood."
Health Insurance
Pending
A monthly investment of ₹5,000 will be allocated to stock market mutual funds, leveraging the investor's youth and long-term investment horizon.
"And we will start investing ₹5,000 every month now. Because you are only 23 years old. You can take risks. ... We can invest this ₹5000 completely in stock market mutual funds. And take risks over a long period of time."
Investment Strategy
Pending
An SIP of ₹1500 per month will be invested in a large-cap mutual fund, such as a Nifty 50 index fund.
"First I would invest an SIP of ₹1500 in a large cap mutual fund. Which mutual funds are these? These are mutual funds that invest in large-sized companies. A good example is a Nifty 50 mutual fund which invests in the 50 largest companies in India."
Large Cap Mutual Fund Investment
Pending
An SIP of ₹1500 per month will be invested in a Flexi Cap mutual fund.
"Then Flexi Cap is that mutual fund which has a little bit in large cap, a little bit in mid cap or means a little bit in middle size companies, a little bit in small size companies and a little bit of international as well, so this whole combination is to give a certain rate of return, in this also I would put 1500"
Flexi Cap Mutual Fund Investment
Pending
An SIP of ₹2000 per month will be invested in a small-cap fund due to the investor's age and long-term investment horizon.
"And then last small cap, these are the riskiest, Gaurav, so we will take this because you are young and you are ready to invest for long term and we will invest ₹2000 in a small cap fund."
Small Cap Mutual Fund Investment
Pending
With consistent investment and annual increases, the portfolio is projected to reach ₹15 lakh in 10 years, ₹81 lakh in 20 years, and ₹3 crore in 30 years.
"All right Gaurav after 10 years you will have ₹15 lakh in your bank after 20 years you will have ₹ 81 lakh in your bank and after 30 years you will have ₹3 crore in your bank"
Long-Term Investment Projection
Pending
Following the discussed investment plan could result in accumulating over ₹3 crore by the age of 50.
"If you do everything right, you'll earn more than three crore rupees by the time you're 50."
Retirement Projection
Pending