ilmscore | 30-Day Money Plan to TRANSFORM Your FINANCES | Ankur Warikoo Hindi

30-Day Money Plan to TRANSFORM Your FINANCES | Ankur Warikoo Hindi

Published: 2025-08-30
Status: Available | Analyzed

Predictions from this Video

Total: 5
Correct: 1
Incorrect: 0
Pending: 4
Unrated: 0
Prediction
Topic
Status
All loans can be settled in approximately 10 months by making an extra payment of ₹890 per month, in addition to existing EMIs, by strategically allocating freed-up funds from smaller loans.
"this means that you had one EMI for 19 months and all these loans can be settled roughly within 10 months. Only ₹890 extra."
Loan Repayment Strategy
Pending
Individuals in their 20s should consider an investment mix of 30% in large-cap mutual funds, 30% in mid-cap or flexi-cap funds, and 40% in small-cap funds due to their higher risk tolerance and longer time horizon for market recovery.
"If you are in your 20s then a mix could be 30% you put in large caps. 30% in mid cap or flexi cap and 40% in small cap because you can take risk. You have time. Even if the market goes down, you can recover over a long period of time."
Investment Strategy
Pending
Individuals in their 30s should consider an investment mix of 50% in large-cap mutual funds, 30% in mid-cap or flexi-cap funds, and 20% in small-cap funds, reflecting a reduced risk appetite.
"If you are in your 30s then I would rather have around 50% large cap, 30% mid cap or flexi cap and 20% small cap as you cannot take much risk."
Investment Strategy
Pending
Individuals in their 40s or older should adopt a conservative investment strategy with 70% in large-cap mutual funds, 20-25% in mid-cap or flexi-cap funds, and a maximum of 5-10% in small-cap funds due to a low risk-taking capacity.
"If you are in your 40s or older, your risk appetite is very low. So I would say 70% large cap, 20 to 25% mid cap or flexi cap and five maximum 10% small cap because the risk taking capacity is very low."
Investment Strategy
Pending
A financial letter to one's future self, written five years in advance, should express hopes for achieving financial goals and enjoying the results of current steps taken.
"On Day 29, you will write a financial letter to your future self. Dear Uncle, 5 years ago I am writing this letter for you today. And I hope you have reached this point. I hope you are enjoying this thing. I hope that all these steps we took will get us here."
Financial Letter to Future Self
Correct
Future financial goals, such as needing 100 crores in 5 years, should have a defined basis and foundation, rather than being random desires.
"So if I ask you, friend, how much money do you need after 5 years? And you will tell me friend 100 crores. What is its foundation? Is that a random number that you just desire and is there a basis for that number? Please figure up."
Future Financial Goals
Pending