How To INVEST in GOLD and SILVER? | Ankur Warikoo Hindi
Published: 2025-10-04
Status:
Available
|
Analyzed
Published: 2025-10-04
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 8
Prediction
Topic
Status
The speaker recommends allocating 10-20% of one's portfolio to gold, with higher percentages for individuals in their 40s and 50s.
"So I would still insist that a percentage of your portfolio should go into gold. And I would say that if you're in your 20s that might be around 10%. Raising up to If you are in your 40s and 50s, it could be as high as 15 to 20% of your total portfolio."
Pending
The speaker identifies gold ETFs as their preferred method for investing in gold.
"My favorite is the gold ETF. And there are many gold ETFs."
Unrated
Silver ETFs are a relatively new investment product in India, with the first one launched in 2022.
"Silver ETFs are very fascinating. This is a very new property. Silver ETF was not even available in India until 2022."
Correct
Both gold and silver are subject to volatility and fluctuations, similar to the stock market, and are not fixed return assets.
"warning both gold and silver are victims of volatility volatility volatility. This means they will also have their ups and downs. Those are not fixed return assets. Just like the stock market also has fluctuations. It happens in these too. It is very important to understand this volatility."
Correct
Following the 2008 financial crisis, gold prices recovered and nearly tripled between 2008 and 2011.
"But just as quickly as it crashed, the gold price started recovering. And between 2008 and 2011, gold almost tripled in price."
Correct
Silver exhibits higher volatility than gold due to its smaller market size, and historically, its price can fall two to three times more than gold's during downturns.
"The volatility of silver is much higher than that of gold. Why? Because the asset is small both in terms of market size and in terms of also the sizes that people acquire. So historically it has been seen that if gold falls by one unit, then sometimes silver can also fall by two-three units."
Correct
The speaker recommends making Systematic Investment Plans (SIPs) in digital gold, whether through ETFs or mutual funds, by depositing a fixed amount monthly regardless of price fluctuations.
"Just like stocks, according to me, do an SIP of digital gold. It could be in an ETF and that would be the best way to do it. It could be of course in a mutual fund. That would be an in a great way to do it. Keep depositing this fixed amount every month on the 61st of the month. Whether the price goes up or down."
Correct
There are no indications of a demand fall for gold and silver; these precious metals are expected to remain relevant and are a strong addition to investment portfolios due to industrial, economic, financial, and geopolitical factors.
"And there is no such indication for either gold or silver. That these two commodities or precious metals will undergo any demand fall. Industrially as well as economically as well as financially as well as geopolitically these two precious assets and metals are here to stay and could be a great addition to your portfolio."
Correct
Gold and silver prices have reached significant levels.
"Gold has reached ₹13860 per tola. Silver has reached ₹134 per gram. Meaning ₹134,000 per kg."
Incorrect
Gold experienced a significant price jump around mid-2024.
"Crazy Jump while coming in almost the middle of 2024."
Correct
Gold has historically outperformed the Nifty 50 over a 10-year period.
"Nifty 50 has given 13.5% return in the last 10 years and Gold has given more than 15% return in the last 10 years."
Incorrect
Gold is considered a safe haven asset and can be exchanged for any currency when other currencies are unstable.
"So wherever it seems that the US dollar is not stable, the British pound is not stable, the Russian ruble is not stable, the Chinese youth is not stable, then buy gold. Because at some point gold is currency agnostic. You can replace this gold with any currency."
Correct
Gold's price has seen a pattern of reaching peaks, then remaining flat, and then reaching new peaks, with decreasing time intervals between all-time highs.
"In 1980, gold was $850 per ounce. Then it remained almost flat for many years. In 2011, it reached another peak at $100. By 2020, it had reached around $270. By 204, the same price of Sorai which was $2700 has now become $3650."
Incorrect
The US faces significant debt ($37.5 trillion as of Sept 2025) and may resort to printing currency to manage interest payments and avoid default.
"the US debt means how much debt the US has taken, that is 37.5 trillion as of September 2025. Now interest payment has to be made on this debt. ... If they are unable to pay this installment and are about to default, what do they do? And they print notes because notes can be printed at any time."
Pending
Printing more money can lead to inflation, devaluing currency and increasing the price of goods.
"Because of that inflation occurs. Because if there were only ₹100 in the market and there were 10 eggs , then now the price of one egg would be roughly ₹10. But now if the price in the market has reached ₹200 , then the same 10 eggs are there. So the price of each egg has increased by ₹20."
Correct
Silver has experienced substantial price increases, more than tripling its value per kg between 2020 and the current period.
"In 2020, silver was around ₹40,500 per kg. It increased to ₹65,400 in just one year. Today silver as I showed has reached ₹1,34,000 per kg."
Incorrect
The demand for silver in industrial applications has significantly increased, now comprising 60-65% of its use, driven by sectors like solar, EVs, and tech.
"Silver's contribution to industrial production was about 45%. Today it is in the range of 60 to 65%. Silver is used in the solar sector. Silver is used in electric vehicles. Silver is used in smartphones. Silver is used in basic telecom equipment. Silver is used in medical devices. Silver is used in water purification systems."
Correct
The Gold to Silver ratio has widened significantly, with 92 ounces of silver needed to buy one ounce of gold in 2025, compared to a historical average of 65-67:1 and a 2020 spike of 127:1.
"If we look at the average of the last 100 years, it is approximately 65 to 67 ounces of silver to buy one ounce of gold... Do you know how much this ratio spiked in 2020? 127:17 ... But even today in 2025, if you see, the ratio is close to 92:1"
Correct
There are differing opinions on gold and silver pricing, with some believing silver is underpriced and could rise 30-35%, while others think gold is overpriced and may correct by 20-25%.
"many people are saying that silver is underpriced. Silver can still go up by 30-35% from its price. But many people are also saying that gold has become unreasonably priced. Gold will probably come down with a correction of 20-25%."
Incorrect
The current geopolitical and economic landscape is described as being in distress, making long-term predictions difficult.
"the world economic order and also political order is kind of in distress. And people don't know how to predict 5-10 years?"
Pending
Governments worldwide, including India, are significantly increasing their gold reserves, with India now holding the seventh-largest gold reserves globally.
"the government of every country started accumulating gold and silver. ... In 2015 we were at number 10. Look at this. This is the growth that I was talking about. Only RBI's Forex Reserves. This is not even counting retail customers yet. ... India today has the seventh largest gold reserve in the world. In 2015 we were at number 10. ... India's gold reserves have significantly increased in the last recent years, reaching 880 metric tonnes as of March 31, 2025."
Correct
Gold is recommended as a stable and safe asset to include in investment portfolios.
"I have always believed that gold is one of the stable assets or the safe assets we should have in our portfolio."
Pending
Gold has outperformed the Nifty 50 across multiple long-term periods (5, 10, 15, and 20 years).
"in last 5 years, 10 years , 15 years and 20 years, surprisingly gold has beaten Nifty 50 in all these periods. 5 years, 10 years, 15 years and even 20 years."
Incorrect
Recommended allocation for gold in a portfolio ranges from 10% for those in their 20s to 15-20% for those in their 40s and 50s.
"if you're in your 20s that might be around 10%. Raising up to If you are in your 40s and 50s, it could be as high as 15 to 20% of your total portfolio."
Pending
Gold loans offer a more attractive interest rate (10-12%) compared to personal loans (14-16%).
"gold loans have become a very attractive option as compared to taking a personal loan. How much does your personal loan come at 14 15 16%. You can also get gold loan at 10-12%."
Correct
Digital gold is presented as the optimal method for investing in gold and silver.
"The best way to buy gold and silver is digital gold."
Pending
A Systematic Investment Plan (SIP) in digital gold offers flexibility, including potential conversion to jewelry.
"SIP of digital gold is going on and it is with a jeweller so there is also some level of flexibility whether you can convert it or not."
Correct
Gold ETFs, such as the one launched by Zerodha, have shown exceptionally high returns, outperforming Nifty 50 over the last five years (14.98%).
"this is an ETF that has been launched by Zerodha. So Zerodha has now launched its mutual funds and ETFs as well. So Zerodha has Gold ETF. Ah of course crazy returns and bl bl as you can as you can see like almost embarrassing. ... If you look at the 5 year return, it is 14.98 which is rediculous. Like it's better than the NiFi 50 rate of return for the last five years."
Incorrect
Gold investments are subject to volatility and should not be treated as fixed-income assets like FDs, as they experience periods of both decline and increase.
"It Is Not Going To Be Like FD Yes. So never make that mistake because you see there will be periods when it will be down. There will be periods when he is up. So it does behave up and down. So you cannot consider this as stable income."
Correct
Gold investments yield good returns over long periods, averaging out over time, and this long-term perspective should be the basis for investment.
"It's only over a long period of time. It will average out and give you a good return or has historically done so. And that should be the basis for you to invest."
Correct
The Nippon India ETF (GoldBees) is considered a top gold investment due to its consistent returns and liquidity, allowing for anytime trading like stocks.
"The best form of gold investment according to me is Gold Base which is the Nipon India ETF. ... if you see it for one year, it is a fairly consistent return but it is absolutely liquid because it is an ETF. And ETF means that you can buy it anytime just like stocks."
Correct
Silver ETFs have shown average annual returns of 30% over a 3-year period, though they have not existed for a full 5 years.
"If you look at the returns of 5 years, it has not lasted even for 5 years. If it is of 3 years then 30% is the return on an average year."
Incorrect
Both gold and silver are volatile assets subject to fluctuations, similar to the stock market, and do not offer fixed returns.
"gold and silver are victims of volatility volatility volatility. This means they will also have their ups and downs. Those are not fixed return assets. Just like the stock market also has fluctuations. It happens in these too."
Correct
Silver exhibits higher volatility than gold, potentially falling 1.5 to 2 times more than gold during downturns (e.g., a 15-20% drop for silver if gold drops 10%).
"The volatility of silver is much higher than that of gold. ... if gold falls by one unit, then sometimes silver can also fall by two-three units. Meaning, the price of gold will fall twice as much. Usefully its ratio is 1 and a half to two times. Meaning if gold falls by 10% then silver will fall by 15 to 20%."
Correct
It is recommended that 10-20% of a portfolio be allocated to gold and silver, with SIPs in digital gold (ETFs or mutual funds) being the preferred investment method.
"every person's portfolio should have 10 to 20% of these stable assets. ... do an SIP of digital gold. It could be in an ETF and that would be the best way to do it. It could be of course in a mutual fund. That would be an in a great way to do it."
Pending
There is no foreseeable decrease in demand for gold and silver, indicating their continued presence and value as important assets in portfolios due to industrial, economic, financial, and geopolitical factors.
"there is no such indication for either gold or silver. That these two commodities or precious metals will undergo any demand fall. Industrially as well as economically as well as financially as well as geopolitically these two precious assets and metals are here to stay and could be a great addition to your portfolio."
Correct