A strategy involving monthly investments of ₹2000, allocated across Nifty 50, mid/flexi cap, and small cap mutual funds with a 10% annual increase and a projected 15% average annual return, will lead to substantial retirement savings.
"If you can invest just ₹2000 in a month this is how you get to this number ₹400 means 20% Nifty 50 mutual fund. ₹800 means 40% in a mid cap or flexi cap mutual fund and the remaining ₹800 40% in a small cap mutual fund. Increase it by 10% every year and your return should be 15% on an average."
