ilmscore | Rs. 8 LAKH DEBT - EMIs MORE than INCOME! | Money Matters Ep. 84 | Ankur Warikoo Hindi

Rs. 8 LAKH DEBT - EMIs MORE than INCOME! | Money Matters Ep. 84 | Ankur Warikoo Hindi

Published: 2025-10-22
Status: Available | Analyzed

Predictions from this Video

Total: 7
Correct: 3
Incorrect: 2
Pending: 2
Unrated: 0
Prediction
Topic
Status
Loans taken against property are expected to have an interest rate significantly lower than personal loans, in the range of 9-10%.
"All your loans are at 15, 16, 30, 36%. Much less than that. You will get around 9-10%."
Loan Against Property Interest Rate
Correct
A loan of ₹8 lakh at 9.5% interest over 10 years is projected to have a monthly EMI of ₹1350.
"If we take a loan of Rs 8 lakh and let us assume that we get it at 9.5% and let us assume that we are ready to take it now for 10 years. Your monthly EMI for this entire 8 lakh will be ₹1350."
Loan Against Property EMI
Incorrect
The total interest paid on an ₹8 lakh loan over 10 years at 9.5% is estimated to be ₹4,40,000, which is significantly less than the ₹15 lakh in interest that would be paid on current loans.
"The interest on that will be only ₹4,40,000 and I am saying this only because the interest you will pay now will be at least ₹15 lakh on top of this ₹8 lakh."
Loan Against Property Total Interest
Incorrect
Low-risk mutual fund SIPs are predicted to yield returns of 12-15%.
"if you do a SIP of mutual fund without taking much risk, it can give you up to 12, 13, 14, 15%."
Mutual Fund SIP Returns
Correct
A loan against property can potentially be repaid in four years.
"you can close this loan in four years only"
Loan Against Property Repayment Timeline
Pending
Gold loans are expected to have significantly lower interest rates compared to personal or loans from friends.
"you will get that gold loan at a very low rate as compared to your personal loan or your friend's loans"
Gold Loan Interest Rate
Correct
A loan from a friend is identified as the most expensive, with an interest rate of 36%.
"this 36% loan is your most expensive loan"
Friend Loan Interest Rate
Pending