For moderate risk takers, suggested allocation is up to 30% in FD/RD, 13% in gold, 9% in real estate/REITs, 8% in bonds, 16% in mutual funds, 20% in equities (including small and mid-caps), and up to 4% in crypto.
"up to 30 percent in fdrd up to 13 in gold up to nine percent real estate rates up to eight percent in bonds up to sixteen percent in mutual funds up to twenty percent in equities here because we are talking about a moderate risk taker here some small caps and mid caps can also form part of the equity segment and if i'm talking about cryptos it could go up to four percent"