How To Earn Consistent Income From Markets | 2022 | CA Rachana Ranade
Published: 2022-09-07
Status:
Available
|
Analyzed
Published: 2022-09-07
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 0
Prediction
Topic
Status
NCDs are generally expected to provide returns in the range of 9% to 11%.
"generally for ncds you get returns in a range of 9 to 11 percent"
Pending
The stated NCD returns are applicable only if the instrument is held until maturity.
"these these returns percentages whatever are mentioned in the document these are the returns if you hold on to the instrument till maturity"
Pending
For short-term goals (1-3 years), debt instruments like NCDs are considered a better choice.
"if your goal is short term in nature say within a year or within two to three years then it's typically a short-term goal in that case debt can be a better choice"
Pending
For long-term goals (e.g., retirement, buying a house in 20 years), equity is suggested as a preferred investment.
"if it's a long term goal something like a retirement planning or you want to buy a house in next 20 years in that case equity can be a choice of preference"
Pending
The You Grow Capital Limited NCD issue is secured with a 120% asset cover, meaning for every Rs. 100 raised, they have Rs. 120 worth of assets as cover.
"it's secured to the tune of 120 percent so just as an example if they're if they are collecting 100 rupees via this issue they have 120 rupees worth asset cover for this specific issue"
Pending
The minimum application size for the You Grow Capital Limited NCD issue is 10 NCDs, with a face value of Rs. 1000 each, totaling Rs. 10,000.
"minimum application size is 10 ncd's so you can see here 10 in series face value is only 1000 rupees right so minimum 10 000 is what you have to apply"
Pending
The You Grow Capital Limited NCD issue offers three series with maturity periods of 18 months (Series 1), 27 months (Series 2), and 36 months (Series 3). The coupon rates are 10.15% for Series 1, 10.35% for Series 2, and 10.5% for Series 3.
"for the first series it's 18 months so basically your principle will be repaid to you after 18 months for series 2 it is 27 months and for series 3 it is 36 months so assume that you are fine that even if your money gets locked in for three years then you may go ahead with series 3 why because you're the coupon rate is highest that is ten point five percent for series one and series two it's ten point one five percent and ten point three five percent respectively"
Pending
The You Grow Capital Limited NCD issue has been rated A+ by Acute and A- by Crisil, with a stable outlook from both agencies.
"acute has given a rating of a plus crystal of a minus but outlook given by both these rating agencies is stable"
Pending
The base issue size for the You Grow Capital Limited NCD is Rs. 50 crore, with 25% of the overall issue size allocated to the retail quota.
"the base base issue size is 5000 lakh rupees that is 50 crore rupees but out of this how much is available to the retail quota for that you can see that on page number three it is very clearly given for the retail quota only 25 of the overall issue size is is allotted"
Pending
The retail quota for the You Grow Capital Limited NCD issue is allocated on a first-come, first-served basis.
"and that too on a first come first serve basis"
Pending
The You Grow Capital Limited NCD issue opened on September 5th and will close on September 22nd.
"issue opens on 5th of september just opened day before yesterday and it will close on september 22nd"
Pending
You Grow Capital Limited shows an increasing trend in total income, interest income, and profit before tax.
"there is an increasing trend in the total income in the interest income as well and even if you go to profit before tax you can see profit before taxes also in an increasing trend"
Pending
You Grow Capital Limited has an AUM of Rs. 365.7 crore.
"for am you can see there it's it stands at 365.7 crore which is which is definitely a decent enough number"
Pending
The net worth of You Grow Capital Limited has been continuously increasing since 2021.
"even if you check their net worth net worth has been increasing continuously over a period of 2021 much ending till date"
Pending
You Grow Capital Limited has a CRAR (Capital to Risk-Weighted Assets Ratio) of 27.93%.
"how about the crcr stands at 27.93 percent"
Pending
You Grow Capital Limited's gross Non-Performing Assets (NPA) stand at 2.13% of its total loan book.
"their gross nps stands at just 2.13 of the total loan book"
Pending