ilmscore | T Bills -The smart way of investing in Government Securities | CA Rachana Ranade

T Bills -The smart way of investing in Government Securities | CA Rachana Ranade

Published: 2023-05-03
Status: Available | Analyzed

Predictions from this Video

Total: 5
Correct: 0
Incorrect: 0
Pending: 5
Unrated: 0
Prediction
Topic
Status
Currently, T-bills offer a yield of 7.01%, which is higher than many bank Fixed Deposits (FDs).
"Now if you ask me currently what is the yield available on T-bills? Currently it is at 7.01% and believe it or not it will be a little bit more than many of the bank FD's."
Treasury Bills (T-bills) Yield vs. Bank FDs
Pending
Government of India securities (like T-bills) are considered less risky than bank securities.
"if I talk about risky which is more risky I feel that any any times right Government of India security is going to be comparatively less risky as compared to any Bank security."
Risk Comparison: T-bills vs. Bank Securities
Pending
Treasury Bills (T-bills) are available with maturity periods of 91 days (3 months), 182 days (6 months), and 364 days (less than 1 year).
"because they come in three categories possibility number one T-bill can can come in a maturity of only 91 days that's like a three month T-bill right, second one can be with a maturity of 182 days that is nothing but like six months T-bill and the third one will be like 364 days T-bill that is less than one year"
T-bills Maturity Periods
Pending
As of April 25, 2023, the annualized yields to maturity (YTM) for T-bills were: 6.77% for 91 days, 6.95% for 182 days, and 7.009% (approximately 7.01%) for 364 days.
"here you can see for T-bills, here you can see 91 days, 182 days and 364 days here the yield is right here YTM and you can see that for the 91 day stable the YTM yield to maturity is 6.77% ,for 182 days it is 6.95% and for 364 days it is 7.009 almost 7.01%"
T-bills Yield (April 2023)
Pending
91-day T-bills are issued weekly, while 182-day and 364-day T-bills are issued fortnightly.
"91 day T-bill is issued on a weekly basis whereas 182 days T-bill and 364 day T-bill is issued on a fortnightly"
T-bill Issuance Frequency
Pending