The Mahila Samman Savings Certificate Scheme 2023 offers protection against reinvestment risk, as the interest rate of 7.5% is locked in, unlike fixed deposits where rates can fluctuate.
"if I compare this with a with a fixed deposit with SBI then today assume the rate of interest is seven percent but after six months if the rate drops to 6.8 percent she will have to invest at 6.8 percent that is nothing but reinvestment risk which is not there"
