Suggests a preferred term insurance payout strategy: 1 CR lump sum with monthly payouts of 2 lakhs for 15-20 years for families that cannot handle large sums.
"if you think your family cannot handle huge amounts of money then it would have been better if you opted for a combination of 1 CR lumsum and the remaining amount has a monthly payout of let's say 2 lakhs per month for the next 15 to 20 years"
