Top 3 Stocks to Invest Before 2025 | Long Term Gains | Stocks Decoded by @ShashankUdupa1 | Ep 39

Published: 2024-10-16
Status: Analyzed

Predictions from this Video

Total: 4
Correct: 3
Incorrect: 1
Pending: 0
Prediction
Topic
Status
If interest rates are cut (expected soon), Bajaj Finance's cost of borrowings will decrease, leading to an increase in its operational margins (Net Interest Margin) in the near future (1-2 years).
"if interest rate cut happens what happens the cost of borrowings for nbfcs go down so basically I can go and give out a bond in the Market at a slightly lower rate and I will still lent to you at similar rates only so my operation margins will start going up"
BAJFINANCE
Incorrect
With controlled inflation, the Indian government is expected to reduce interest rates, which will stimulate increased consumer spending and demand for loans, significantly benefiting Bajaj Finance as a major diversified lender in the near future (1-2 years).
"interest rates go down consumption goes up consumption goes up so right now the government is not reducing because inflation was high now they're like inflation is controlled so now they'll reduce the interest rate and then people will start spending and when they spend they still need loans and baj finance is sitting correct waiting for now the engine will start again"
BAJFINANCE
Correct
Bajaj Finance's performance could be negatively impacted if anticipated interest rate cuts in India do not fully materialize, or if it faces increased credit risk (e.g., higher bad debts) or liquidity risk (e.g., inability to raise sufficient funds) in the near-to-medium term (1-2 years).
"one is if the interest rate cut doesn't happen right let's say us did it but India doesn't do it very rare but it might not maybe us reduced by 0.5% India only reduced by 0.25 they didn't want to start the engine that is a big issue second thing the credit risk or the liquidity risk...what if I am not able to raise a lot of money right or if my borrowings don't start coming back in the same ratio like for example bad debts happen"
BAJFINANCE
Correct
Tata Power and Tata Motors face risks from heavy capital expenditure requirements for energy plants and EV manufacturing, which involve debt financing, and potential negative impacts from government intervention or changing regulations over the long term.
"second this is heavy capex...for tataa power to set up an energy plant it is going to take a lot of money UPF front now they never have the money for free everything is a debt cycle...even if you talk about your tataa motor business you have to put manufacturing plant EV lot of R&D so it's very heavy and the last thing was the government intervention regulation"
TATAPOWER, TATAMOTORS
Correct