ilmscore | He Came Here To Fight Me | Financial Audit

Predictions from this Video

Total: 6
Correct: 1
Incorrect: 1
Pending: 4
Prediction
Topic
Status
The individual plans to be fully certified as a teacher by December of the current year and begin earning an actual salary.
"So, I kind of have been there for like 2 years, realized I enjoyed teaching. Um, so I started to go back and get my masters. So, which I vibe with. I wanted to be a teacher for the longest time. That's why I like making the educational things that we do. Yeah. And it's it's really fun. I enjoy it. Uh, my last two classes finish up in like 2 weeks. I do have my student teaching and my practice to pass. Um, so hopefully by December of this year, I'll be fully certified and able to start making actual salary."
Career Transition
Pending
The Bureau of Labor Statistics projects approximately 16,500 annual job openings for web developers and digital designers for the remainder of the decade (2023-2033), with an overall employment growth of 8% for these roles.
"We see about 16,500 job openings projected each year for web developers and digital designers over the decade. Over the decade, sorry, but each year uh for the remainder of the decade. And we're expecting about Bureau of Labor Statistics is projecting an 8% growth employment for web developers and digital designers from 2023 to 2033."
Job Market Projections
Pending
Upon obtaining a master's degree and starting as a teacher in December, the individual expects an initial salary of $48,000 per year, with potential to reach $98,000 per year after 20 years of teaching.
"Come December when I can get hired as a teacher. Step one pays $48,000 a year with a master's degree. Math helps, which is 13,000 more than I'm making now. Yeah, let's get a degree to make 48,000. So starting by step 20, if I stay teaching for 20 years, that's about $98,000 a year."
Income Potential
Pending
Paying off a $9,336 balance on a Discover card by only making minimum payments (without further purchases) would take approximately 26 years.
"So, how long does this take to pay off if you only do the minimum payments without purchasing, which by the way isn't capable in your household because you're okay with spending 30% more than you make. Go ahead. How long does this take to pay off only doing minimum payments, no purchases? Uh maybe a year or two. That's interesting. 26 years. Yeah. 26 years."
Debt Repayment Timeline
Pending
A specific credit card balance, which is currently in a 0% interest period for approximately nine months, would take 11 years to pay off if only minimum payments are made after the interest-free period begins.
"11 years to pay off, but interest kicks in in a year. No, less than a year. It's like nine months."
Debt Repayment Timeline
Incorrect
With low mileage on two leased cars (one with 14,000 miles and the other with 11,500 miles), the buyout value for one car is $13,500, while its market value is estimated at $17,000-$17,500. The plan is to buy out the car and immediately sell it to potentially make $2,000-$3,000 profit. This would eliminate one car payment, reducing the combined car insurance costs and the remaining lease payment of $319/month for the other car over 18 months.
"My car that's about to be up in 2 months. I have just over 14,000 miles on it. So I'm under half of what they expected. Um, so that's why mine's worth a little bit more. And on hers, she's at about 115, which is under what she should be for this time in the lease. So, well, that part's good. So, let's use this one car. But when we're using one car, our mileage will be a little higher, but not terrified with what you guys do. Yeah, cuz I mean my a home and then you goon permanently for the evening and then I go, you don't know what you do. She games. Marvel Rivals, right? Yep. Got to buy the skins. Okay, so 319 a month on that forever. Now, this one's disgusting. Student loans. I see a couple different things. I saw a different number in in here than here. How much in student loans do we have for her name? She has about 20."
Car Lease Buyout
Correct