ilmscore | F*ck This Pathological Liar | Financial Audit

F*ck This Pathological Liar | Financial Audit

Predictions from this Video

Total: 16
Correct: 0
Incorrect: 0
Pending: 16
Unrated: 0
Prediction
Topic
Status
On-time payments can improve credit scores by approximately 84 points for individuals with a credit score under 600.
"Your credit is under 600, it could jump like 84 points with on-time payments."
Credit Score Improvement
Pending
Projected monthly income after taxes for the guest is $3,333 from current jobs.
"So, a thousand a week. Times that by 52, divide that by 12, we're looking at 4333. But after setting 30% aside, we're looking at making $3,333."
Future Income
Pending
A projected monthly income of $3,333 after setting aside 30% for taxes is calculated based on an assumed minimum weekly earning of $1,000.
"So a thousand a week. Times that by 52, divide that by 12, we're looking at 4333. But after setting 30% aside, we're looking at making $3,333."
Income Potential
Pending
An initial $200 investment in Dogecoin has grown to be worth $2,000.
"I invested $200 and now it's worth $2,000."
DOGE Investment
Pending
Guest claims her financial score was a 9 a month ago, before recent financial decisions.
"Two months. A month ago, like when I applied, I was a nine."
Financial Score
Pending
A car that was previously offered for $50,000 is now valued at $15,000 due to market conditions.
"I was offered like four years ago grand. No, no, no. This was like three years ago. Like two years ago. Sorry. Whatever. But like it wasn't four years ago. It was three years ago. Okay, great. I I had an offer for like $50,000 and I was like, I needed now it's worth $15,000"
Car Depreciation
Pending
Host estimates the guest's current financial score to be a 2.
"Probably a two."
Financial Score
Pending
An individual has contributed fully to their Roth IRA for the past 5 years, accumulating approximately $90,000.
"I have contributed in full for the last 5 years. How much is in there? Probably like almost 90,000."
Retirement Savings
Pending
The guest is depleting her emergency fund, which is negatively impacting her financial score.
"You're draining your emergency fund. Financial score. When did you take it? Two months."
Emergency Fund Depletion
Pending
Guest estimates her 20% equity in a company to be worth a few thousand dollars, but admits this is a guess.
"I think that's why 20% is worth a few thousand hours. I actually don't know if it's 20% off. That was just my best guess."
Equity Value
Pending
Guest invested $200 in Dogecoin, which is now worth $2,000, but she has not cashed out.
"I invested $200 and now it's worth $2,000. But I haven't cashed it out, I'm not an investor."
Cryptocurrency Investment
Pending
The guest's car, which was once valued at $50,000, is now worth an estimated $15,000 due to market normalization.
"I had an offer for like $50,000 and I was like, I needed now it's worth $15,000 cuz we're in a more closer to normal market."
Car Value Depreciation
Pending
Guest has contributed fully to her Roth IRA for the past 5 years and estimates it to be worth close to $90,000.
"I have contributed in full for the last 5 years. How much is in there? Probably like almost 90,000."
Roth IRA Contribution
Pending
The guest is currently $263.76 underwater financially, even with reduced spending and parental support.
"You are underwater by $263.76. So, um I thought it was going to be a lot worse to be honest with you. Well, this is you living off of not spending any money on both and having daddy cover a third of the bills, you're okay with that?"
Debt to Income Ratio
Pending
Host advises guest to secure a full-time job with an annual salary of $60,000-$70,000, leveraging her experience.
"Go get a real job now. $60 $70,000 a year. Use your experience. You have a vast amount."
Future Income (New Job)
Pending
Guest needs to build her emergency fund to 6 months of expenses and start saving for retirement, as her peak growth decade is nearing its end.
"Build up that emergency fund to 6 months. Again, we need to start retiring cuz getting sending money to retirement cuz you're almost done with your best decade of growth and I don't see retirement."
Emergency Fund Goal
Pending