ilmscore | Financial Audit: 90-Day Fiancé

Financial Audit: 90-Day Fiancé

Predictions from this Video

Total: 17
Correct: 0
Incorrect: 0
Pending: 17
Unrated: 0
Prediction
Topic
Status
Hinge is predicted to be the dominant dating app, with Tinder and Bumble remaining popular. OKCupid is expected to see less usage.
"Hinge is like the big thing. Um, then Tinder and Bumble have been around for a while, right? So, um, I wasn't like I had kind of gone through those already. I was just like, what's going on in OkayCid, you know? I haven't heard about that in a while."
Dating Apps
Pending
There is a prediction that some individuals entering into marriage for immigration purposes may sever ties after the required period (approximately 5 years) for legal benefits.
"The alternative is me go there and did I want to go live in Brazil or did I want to go live in Cameroon? No, probably not. So, what happens after like 5 years of marriage and they can kind of less consequences kind of cut that ties."
Marriage and Immigration
Pending
The speaker anticipates a real estate bubble leading to foreclosures, which they believe will improve market conditions for purchasing a home.
"So, like you know that you got to get a down payment, right? And so like I know you're like into real estate like you mentioned all the time. So I'm hoping that like you know that we're on a real estate bubble right now when all these foreclosures come up that like the market looks a little bit better and maybe um that down payment."
Real Estate Market
Pending
Hinge is predicted to be the dominant dating app, followed by Tinder and Bumble.
"Hinge is like the big thing. Um, then Tinder and Bumble have been around for a while, right?"
Future of Dating Apps
Pending
The speaker suggests that if interest rates drop, it could allow people facing foreclosure to refinance and avoid losing their homes, impacting the real estate market.
"And what if that doesn't happen? What if rates drop soon? People are able to refinance onto more affordable things. Not even rates. It's like the fact that No, it's not even rates, but if people are near that level of foreclosure, if rates do drop, they might be able to refinance into a more affordable situation that allows them to get into something they can afford and uh not get foreclosure."
Real Estate Market
Pending
The current real estate market conditions are compared to the pre-2008 financial crisis, suggesting a potential for a downturn.
"Rights are like looking like 2008, right? It's looking like 2007 right now."
Real Estate Market
Pending
There's a potential concern about international marriages failing after the partner obtains a green card, with a specific anecdotal example of a Chinese or Taiwanese woman divorcing shortly after receiving a green card.
"I mean, that's probably why you're not married is cuz you were worried about that. I mean, I was too. And to be fair, I was too, you know, like I was worried about like that. But then, well, I just specifically know this one guy here in Austin, Texas. I know I don't know him personally. I actually know the girl. Uh, but um he they got married. She was from she's I think China or Taiwan."
International Marriage Trends
Pending
The rise of AI is predicted to potentially impact software engineering jobs, with C++ development specifically mentioned as a potential area for AI replacement.
"The tech market's a little interesting right now. Yeah, it is. You know, and the rise of AI, who even knows. What kind of software engineering do you do? I'm not at liberty to disclose that. It doesn't have to be the job. You can't say like what kind. Um, I guess like C++. I mean, is that what you're looking for? Okay. So, guess AI could come for you essentially."
AI Impact on Software Engineering
Pending
The speaker notes that the individual's retirement savings (specifically mentioning an IRA of $6,000) are significantly behind for their age, suggesting a need for increased contributions.
"It's a lot of 20 cent. Yes. Yeah. 1,300 in retirement. Well, you're definitely not going to be a four out of 10 if this is your entire retirement. I thought that would be the one thing that carries. There is an IRA, too. It's $6,000. You're still dramatically buying for your age."
USDC
Pending
The speaker anticipates a real estate bubble bursting and a subsequent increase in foreclosures, which they believe will lead to a more favorable housing market.
"So I'm hoping that like you know that we're on a real estate bubble right now when all these foreclosures come up that like the market looks a little bit better and maybe um that down payment."
Housing Market Prediction
Pending
A drop in interest rates is predicted to enable individuals to refinance their mortgages and secure more affordable terms.
"What if rates drop soon? People are able to refinance onto more affordable things."
Interest Rate Impact on Refinancing
Pending
The speaker believes that power outages and other inconveniences in Cameroon indicate a less desirable living situation, suggesting a motivation for seeking to move to the US. The speaker also predicts increased food expenses once the partner arrives in the US.
"And then um you know, like their power cuts out all the time, stuff like that. Just like small annoyances. Um Yeah. Okay. Okay. I mean, she doesn't even And so that's not the reason. I mean, she's getting married. Okay. Maybe it is. But like, you know, um I think when she comes over here, the main thing that's going to change financially is, you know, I spend a lot of money on food already. Not like eating out, but just like on food to"
Housing Market Correction
Pending
The rise of AI is creating uncertainty in the tech market, potentially impacting software engineering jobs, particularly those involving languages like C++.
"The tech market's a little interesting right now. Yeah, it is. You know, and the rise of AI, who even knows. What kind of software engineering do you do? I'm not at liberty to disclose that. It doesn't have to be the job. You can't say like what kind. Um, I guess like C++."
AI Impact on Software Engineering
Pending
AI is predicted to potentially take over software engineering roles.
"So, guess AI could come for you essentially."
Future of Software Engineering Roles
Pending
A significant financial commitment, equivalent to double the net monthly income, is required for a couple to manage their finances effectively, which the speaker finds mathematically challenging.
"And you're going to have to make uh a payment that is worth double your net income on a monthly basis. I don't know. Math's not adding enough for me."
Financial Planning for Couples
Pending
The speaker predicts a real estate bubble leading to foreclosures and a subsequent improvement in the housing market.
"we're on a real estate bubble right now when all these foreclosures come up that like the market looks a little bit better"
Real Estate Market Outlook
Pending
A decrease in interest rates is anticipated to facilitate refinancing into more affordable housing options.
"What if rates drop soon? People are able to refinance onto more affordable things."
Housing Market Correction
Pending