The Internet's Biggest Freak | Financial Audit
Published: 2025-06-11
Status:
Available
|
Analyzed
Published: 2025-06-11
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 0
Prediction
Topic
Status
The individual is predicted to eventually leave their hometown of Everett due to being sheltered and coddled by parents, aiming for exposure to the world and independence.
"Eventually, we're going to have to get you moving from Everett, because you're definitely very sheltered and mommy and daddy are coddling you, so I really want you to get some exposure to the world and to start making some friends. And then you're going to go and you're going to be on your own."
Pending
The individual should not have credit cards due to an inability to manage them effectively, as evidenced by current balances and accruing interest.
"I don't think you can manage credit cards. You shouldn't have credit cards. If they have balances on them right now, that's not good. Correct. I shouldn't have those credit cards now."
Pending
The individual lost $60,000 through gambling over a two-year period, having quit two years prior to the recording, but has since resumed some gambling activity.
"I lost $60,000 on gambling. 60? Yeah. 60 over how long? Um, since what was that? The beginning of 20 2001. I I quit 2 years ago, I think."
Pending
The $60,000 lost to gambling, if invested in the S&P 500, could have grown to $2.916 million, highlighting the significant financial opportunity cost of gambling.
"If that $60,000 was in the S&P 500, which averages a 10% annual return up years, down years combined since the start, it would have been worth and this is what you've lost. Yes. 2.916 million."
Pending
With $37,582 in bad debt, it is projected to take 31 months (2.5 years) to pay off, followed by an additional 6 months (total 3 years) to establish a fully funded emergency fund, leading to increased independence.
"If you tackle this debt, not just student loans, and some of the balances were a little different. So, let me read add it up. $37,582 of bad debt. It's going to take 31 months, which is okay. 2 and 1/2 years. Then call total of 3 years to get a fully funded emergency fund."
Pending
It is recommended that the individual take on a second job to earn an extra $1,200 net per month, accelerating debt repayment and emergency fund accumulation.
"What I would do is I'd pick up a second job, you said you don't have much to do outside of work. So, pick up a second job, pay off this debt debt quicker, try to be fully debt free, get a fully funded emergency fund by bringing an extra $1,200 a month extra."
Pending
The individual's shift from gambling to an intense fixation on anime is recognized as replacing one addiction with another, which is not a healthy long-term solution and requires therapeutic intervention.
"It is better, but it is clear you get hyperfixated. Yeah. And then you like you don't care about the consequences. Yep. Like okay, now we have Goon Cave. Great. But that's why my friends were supportive of that because at least not gambling, but it's which I agree. But listen, replacing one addiction with another is not good."
Pending
The individual's primary financial goal is to achieve independence by leaving their hometown, paying off debt, and building an emergency fund.
"So, the goal then is to leave Everett. The goal is to get our debt, have a fully funded emergency fund so we can leave Everett."
Pending
There is a projected timeline of 2.5 years to pay off $37,582 in bad debt, followed by an additional 6 months to build an emergency fund, leading to greater financial independence.
"It's going to take 31 months, which is okay. 2 and 1/2 years. Then call total of 3 years to get a fully funded emergency fund. And then you have a little more independence."
Pending
The individual lost $60,000 to gambling over a two-year period, quitting two years prior to the recording.
"I probably lost $60,000 on gambling. 60? Yeah. 60 over how long? Um, since what was that? The beginning of 20 2001. I I quit 2 years ago, I think. So, yeah. Two years ago you quit. Yeah. So, that So, in 2 years you lost $60,000."
Pending
The $60,000 lost to gambling over two years could have potentially grown to $2.916 million if invested in the S&P 500 with a 10% annual return.
"If that $60,000 was in the S&P 500, which averages a 10% annual return up years, down years combined since the start, it would have been worth and this is what you've lost. Yes. 2.916 million."
Pending
Despite previously quitting gambling, the individual has resumed sports betting, losing approximately $600 since mid-last year.
"So, since last year, you have still sports betted hundreds. Yeah, six. I've lost I think 600. Oh, he's picking it back up."
Pending
The individual has approximately $27,424.48 in student loan debt from their math degree.
"Student loans you owe into math. Huh? So, I went into math. 27. Yeah, it's not working out. $27,4248."
Pending
A goal is set to have a fully funded emergency fund within three years.
"Then call total of 3 years to get a fully funded emergency fund."
Pending
It is recommended that the individual take on a second job to earn an extra $1,200 net per month, accelerating debt repayment and emergency fund savings.
"What I would do is I'd pick up a second job, you said you don't have much to do outside of work. So, pick up a second job, pay off this debt debt quicker, try to be fully debt free, get a fully funded emergency fund by bringing an extra $1,200 a month extra."
Pending
By generating an extra $1,200 per month with a second job, the individual could be debt-free and have sufficient funds for a deposit on a new place within 1.5 years.
"That is by a year and a half, you would be done. And then we save up a little extra money, a couple months more, and you go use that as first month, last month security deposit, and you move somewhere, and you live a little bit of independence."
Pending
The individual's retirement savings are estimated between $15,000 and $25,000, currently rated a 4 out of 10 considering their income and age.
"Retirement, uh, what was it? It was like max 25. It was between 15 and 25. So, we'll call it 20. 20. With your income, with where you are in your age, it's going to be about a 4 out of 10."
Pending