He’s More Disgusting Than Boogie2988 | Financial Audit

"How long does this take to pay off if we only do minimum monthly payments and we don't do any purchases of which you are incapable of without your wife taking away the cards? Let's hear from you. 3 years."

"This one's 3 years to pay off."

"10 years to pay off if you don't purchase, which you're incapable of."

"7 years to pay off"

"17 years to pay off at the record you at the rate you were going."

"10 years to pay off"

"Household financial score we overspent. So zero out of 10 spending debt. It's not the worst debt. That auto loans insane. No collections, no IRS debt. Still not good for your income situation, especially living at home. So two out of 10."

"Emergency fund. Luckily you have some. In fact, well, do you have to pay 10,000 upfront for school? Um, no. I don't know exactly the logistics of it, but I think it's like um by semester, so like threeish. Do you know your qualifications for federal subsidized student loans? I don't qualify at all. No. Okay, then let's keep that. I was going to put it towards that, but let's keep it put it towards school if we can't borrow for that. So, emergency fund. I have like about $3,000. Yeah, but it's honestly going to go for school. So, yeah. Well, that's not in my school savings. Like, that's not Yeah, but it might need to go for school. Okay. Uh Okay, I'll call it a three out of 10."

"Retirement I don't see a single scent 0 out of 10 which is horrible cuz you guys are losing the best decade of your life for compound growth real estate 0 out of 10. So hammer financial score that is going to be a one out of 10."

"But our debt for the household is $81,923"

"with a balance of $6,729.36. Insane interest. Insane interest valued at five. And then what is this co what is thising cosign brother's car bull? Uh I cosigned for him to get a Kia Soul. Yeah. What's the balance and minimum payment and interest rate? It got totaled. He only owes like 2,000 left on it. Which means you owe 2,000 on it. Well, he pays it for now. What if he dies? Yeah. Why do you ask that? I hope he don't die. I hope he don't as well. I was just asking if he actually pays it cuz he's not driving. Okay. Cuz it's totaled. So, yeah. Is he responsible? No. Oh, I think the minimum payment on that is 400 as well. 411, I think."

"It's at a balance of $970.25 once that minimum payment hit. It brought it down from the,000. It's a $41 minimum payment now. And it was then, too. This one's 3 years to pay off."

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"10 years to pay off if you don't purchase, which you're incapable of."

"7 years to pay off"

"17 years to pay off at the record you at the rate you were going."

"This one's 3 years to pay off."

"3 years."