If only minimum payments are made on a credit card without further purchases, it could take 10-12 years, or even up to 21 years, to pay off the debt.
"Hey buddy, how long does this take to pay off if you only make your minimumly payments and you don't purchase on it? Which you can still pull up your phone. That's not an excuse to put it away. If you only make your minimum payments and you do not purchase, of which you are incapable of not purchasing. But how long does it take? Uh, forever. How long does it take, do you think? I mean, it's probably like 10 years, 12 years, 21."
