ilmscore | Young Men Sustain This Bloodsucker | Financial Audit

Young Men Sustain This Bloodsucker | Financial Audit

Predictions from this Video

Total: 6
Correct: 0
Incorrect: 0
Pending: 6
Unrated: 0
Prediction
Topic
Status
The speaker predicts that the individual will likely accumulate debt again due to unchanged financial behavior, despite potential debt consolidation tools.
"you are going to build this back up all the way again because you haven't changed your behavior."
Financial Behavior
Pending
The speaker asserts that without changing the behaviors leading to debt, the individual will inevitably return to a similar financial situation.
"If you don't change your behavior that got you there, you're going to get there."
Financial Behavior
Pending
The speaker outlines a clear, accelerated path to debt payoff by making specific financial sacrifices (selling a car, reallocating funds) and predicts this will lead to significant financial improvement.
"You have the easiest path to get towards this and you can take it and accelerate $500 a month, a little more, maybe an extra 50 a month car insurance towards your dad. Pay off your debt. It'll be quicker."
Financial Sacrifice
Pending
The speaker questions the decision to marry before resolving financial issues, suggesting a potential conflict between material possessions (like a car) and marital commitment.
"Why are you getting married before you get your finances fixed? Yeah, I love my car. Okay, but if I say I'm not going to marry you until you're out of debt, so you're going to put that car over marriage."
Marriage and Debt
Pending
Based on a proposed budget, the speaker calculates a debt payoff timeline of 35 months, deeming it an improvement and acceptable.
"That takes 35 months. That is substantially better. That is 3 years. Not great, but better and acceptable."
Debt Payoff Timeline
Pending
The speaker presents an optimized debt payoff scenario of 28 months (2 years and 3 months) as a better, more beneficial outcome for family and potential marriage.
"That is 28 months. That takes 2 years and one quarter. That sounds better for the sake of our children, for the sake of our family, for the sake of our potential marriage. That is what I would choose to do."
Debt Payoff Timeline
Pending