ilmscore | He Needs To Divorce Her | Financial Audit

He Needs To Divorce Her | Financial Audit

Published: 2025-07-07
Status: Available | Analyzed

Predictions from this Video

Total: 10
Correct: 0
Incorrect: 0
Pending: 10
Unrated: 0
Prediction
Topic
Status
The couple believes they are making financial progress after only one week, which is seen as an insignificant step. This suggests a short-term focus rather than long-term financial planning.
"We're on our way. Like, I wouldn't say that we're over one week. It's worth a celebration."
Household Finances
Pending
The wife hid a debt from her husband for two years, only revealing it when appearing on the show, indicating a lack of transparency in their financial dealings.
"I believe I opened it in 2023. So, 2 years? You hid it from him? Yes."
Personal Debt
Pending
The couple's retirement savings are significantly behind for their age, with the host estimating they should be around $100,000 combined. Their current savings of $40,000 are insufficient to maintain their lifestyle in retirement.
"Combined, I think we're around 40,000, give or take. Listen, it's the little it's the little choices that are preventing us from getting to where you should be for retirement to having a fully funed emergency fund to being a homeowner again."
Retirement Savings
Pending
The wife, who works part-time, owes $33,000 on a new Nissan, which is deemed a poor financial decision given her income and the car's resale value.
"You owe $33,000 on a part-time job. Shut the [ __ ] up. It's a Nissan. It's not even good."
Car Purchase
Pending
The couple could significantly reduce their car debt by selling their new car and purchasing a less expensive used vehicle, saving $17,000.
"You want to bring a kid in the world, good luck. You can bring this down to $17,000 just by not having a brand new car."
Car Loan
Pending
The wife has taken out multiple loans, including a hidden one, and has a history of transferring debt rather than paying it off, raising doubts about her ability to manage finances responsibly.
"This is the one that is the least amount. Can you ask me why I don't think you'll pay it off? Cuz one of these was a credit card transfer bill and we have two consolidations and then aing hidden loan."
Personal Loans
Pending
The couple spent $2,500 on concert tickets, which is seen as a frivolous expense given their significant debt and lack of savings, hindering their progress towards financial goals.
"And how much for tickets did you spend? Uh, we bought resale tickets for the second half of the store. The question is 25,00."
Concert Spending
Pending
The couple is significantly behind on retirement savings for their age, with their current savings of $40,000 being less than half of the recommended $100,000.
"You're certainly not where you should be for your age. Where should you guys be for your age? About $100,000 for your household. You're not even halfway there."
Retirement Savings
Pending
Despite claiming to care about their finances, the couple's actions, such as having multiple loans and not following a budget, suggest a lack of genuine commitment to debt reduction.
"So, you really do not care, do you? No, I I do care this. We're working on it. That's why we made the budget."
Debt Management
Pending
The wife took out a $12,610 loan and hid it from her husband, demonstrating significant financial infidelity and a lack of trust in their relationship.
"You took out $12,610 and hid that from him. That's insane."
Financial Infidelity
Pending