Septum Piercing Freak Makes Financial Audit History

"Because student loans are typically lower interest when they're federal loans. When they're federal loans, there are more ways out of them except bankruptcy, but there are more ways to potentially get them forgiven."

"I want to be out of debt so I can make that happen. And I don't know how long that's going to take, but I want to pay it as like... Then I want to have my own brand. Clothing brand. Either gym clothes. ... I want it to be I want it to be... I haven't seen, but there's not a cho one. ... Latinas. Yes."

"When I write music... I was able to make a living off a composer. Very rare thing. It's really cool. I wanted to write a piece of music that I wanted to hear that no one else heard. When I thought about making content, I made a show that I wanted to watch but didn't exist yet. So, I made financial audit. That's how you have to think about it. What market is not being served or if there is a market that is being served? What can you do so substantially better in such a unique way that it will surpass those other brands?"

"Uh, at the current rate if you actually budget which I honestly don't think you will cuz you're stuck in I don't know I hope you do I hope you do takes 22 months so 2 years"

"It takes less than two years to get a fully funed emergency fund let's call it two and a half years total pay off debt get a fully funed emergency fund move the out become an adult"

"If I paid $300 a month... That would pay it off in a certain amount of time. So would your minimum monthly payment of $69. So would $250. So 251 and two and three and four. I... What? That's such I don't get that answer. Okay. Yeah. Time. How many years? The minimum. No purchases, minimum monthly pay payments only. 10 years. 8 years."

"I will allow it. I will allow it for this one time only. I will allow the plug, guys. If you want to see her brand, go to dom definitely has a brand and a down syndromeboyfriend.com and you can get access to all of her clothing today. Why the what? Wait, what is this? Sharper way. This looks like the Best Buy card, but it's not."

"One, get an idea that's unique. I guarantee you there's a thousand Latina athletic brands out there. I guarantee you. Okay. Okay. So, do something no one's ever done. Let's use Let's just use my example. Let's Let's stroke stroke my ego real quick. Okay. Let's have a little little ego stroke. Um I don't even know what that was. Uh when I write music and you know, I was able to make a living off a composer. Very rare thing. It's really cool. I wanted to write a piece of music that I wanted to hear that no one else heard. Mhm. When I thought about making content, I made a show that I wanted to watch but didn't exist yet. So, I made financial audit. That's how you have to think about it. What market is not being served or if there is a market that is being served? What can you do so substantially better in such a unique way that it will surpass those other brands?"

"Those are the two ways you essentially have to go about it. That's is the most simple, easy version. Guarantee there's like 50 Latino athletic wares and you're not going to get there. I'm sorry. Like, you'll have some friends and family support it, but this is not revolutionary enough to get you there. Or you haven't told me what is going to be so beyond industry changing that no one else is doing that you're bringing to that. Do you have that answer? No."

"The $8,813.40. It's not I don't want to use the it's not the worst cuz that's what you guys use for your detriment. But that's Listen, $40,000 is the median. That's the average student loans that people graduate with, right? And 40% of people who borrow for student loans drop out. At least you graduated. You finished it. Easy degree. It helps. But you did do it. And we do like to see that. Um and student loans is lower. And again, they're actually all below 4% interest rates. So, I'm not freaking out about these, but what was your payment? My pay? I Sorry. I"

"You're the person who blows all the money, goes into debt, gets enabled their entire life, refuses to sacrifice, put anything away for retirement, and then it comes retirement time. And then you cry. You cry that there's no money for you. You cry that people aren't paying enough taxes so that you can have more money when you have done nothing your entire life and you've been enabled and you've just been a spoiled brat and you did nothing to prepare for your future. So other people have to put their future building slower in order to give you more money."

"Your rent's $250. Mhm. Okay. That includes utilities, internet, all that stuff, right? How does the grocery situation work at the household? I buy out. Or my mom. I buy groceries. My mom buys groceries. Okay. So, you don't have to buy all the groceries? No. I'm going to give you $200 foring groceries. A thanks. $100 for tea. If you find anything else you need to survive, I'm going to give you $20. $25 for subscriptions. You figure out where it goes."

"Your minimum payments... are $1,819.17. What a what? That's so horrible. That's 40% of your income because of your spending. Because if you're undisiplined, because you just want to spoil yourself and be bougie and all this stuff and get worthless degrees because of that, 40% of your income goes to debt. Yeah, you're right. You can move out now all because of your choices. So now you forced yourself to live there and they should still kick you out and force you to go through bankruptcy so you can learn something."

"Your minimum payments... are $1,819.17. What a what? That's so horrible. That's 40% of your income because of your spending. Because if you're undisiplined, because you just want to spoil yourself and be bougie and all this stuff and get worthless degrees because of that, 40% of your income goes to debt. Yeah, you're right. You can move out now all because of your choices. So now you forced yourself to live there and they should still kick you out and force you to go through bankruptcy so you can learn something."

"Uh, at the current rate if you actually budget which I honestly don't think you will cuz you're stuck in I don't know I hope you do I hope you do takes 22 months so 2 years that's not bad that is worth it takes less than two years to get a fully funed emergency fund let's call it two and a half years total pay off debt get a fully funed emergency fund move the out become an adult"