Scumbag Husband Destroys Marriage With Secret Debt | Financial Audit

"I took out a loan with my 401k cuz it was a lower interest rate. Yeah, but if you get fired from your job or you leave your job, that can come due. You have enough money to pay off your 401k loan? No."

"Buddy sell this thing. It's not worth that much anymore. What is it going to be worth? Like 1,500. The GPU is still probably top of market, but or the CPU is probably top of market, but GPU is definitely not at this point. Yeah, I I don't think it's worth anything near what I paid for it."

"We we uh we jump it and we start it every once in a while, but he has not drove it in a while. It's like 12,000. No, at what interest rate? I I think it's lower than that now. I think it's like 17%. 10,000. 17% for a motorcycle. What is it? Yeah, we um we were just going to look at it and by the end of the time we left there, we've been there a couple hours. We I actually wanted to get it that day. I thought about waiting and I was just kind of pushed by the salesman and by uh Ruby kind of pushed me into it because it was a it was a good idea saving gas and insurance."

"What are we going to do when they inevitably do not work sooner than later? I'm a do it do it yourself mechanic. I would say. Great. You did it for your last cars, so Well, those my last cars were totaled. How? Um they the first one we they had he had a pullision. What if you hit a pole? What are you guys going to do?"

"This is what I think I might do. I might prove our behavior by budgeting like crazy. Stop paying on some of the debts. Budget like crazy. No more spending. Show that you're being disciplined. And if you can do that for 3 months, come on the Financial Autofoll channel. Let me see. Three months of statements. And if you do that and you actually budget, you don't around. Bankruptcy sucks. It ain't cheap. Few thousand bucks. It ain't stressful or it ain't not stressful, especially as a couple. Some can be less stressful, some can be more stressful. These are a lot of accounts. Um, and you got to pay for the legal behind it and it's still going to be on your credit 7 to 10 years depending. It's going to you're going to essentially have to stay at your place cuz good luck getting another big apartment complex type rent. You need to stay at your place for as long as you can."

"For your age, we'd want you at minimum to be at about see 32,000. So, we're still dramatically behind. And then you have nothing, do you? Um, very little. Okay, we have nothing. Gotcha."