Losing a $1,000 monthly income stream, potentially from a grandparent's care, would significantly impact the guest's ability to afford their mortgage, increasing housing costs to 46% of their net pay.
"And that's going to be really difficult because that covers a part of your mortgage situation. I know it's okay. I I love my grandparents, too. It's going to devastate me the day that, you know, sadly that happens. But, um and I'm not advocating for it. I'm just saying that's very impressive cuz right now with your income, this is 34%. I'm relatively comfortable with that with your net pay. Okay. But without that, all of a sudden, we start getting a little concerned here with the $1,327 a month mortgage payment. All of a sudden, you lose $1,000. That becomes 46% of your pay."