ilmscore | I've Finally Met My Match | Financial Audit

I've Finally Met My Match | Financial Audit

Caleb Hammer

Published: 2025-08-13

Status: Available | Analyzed

Predictions from this Video

Total: 21

Correct: 0

Incorrect: 0

Pending: 21

Unrated: 0

Prediction

Topic

Status

The speaker questions the guest's business acumen due to their lack of knowledge about their business's income, implying a lack of preparedness for entrepreneurship.

"The fact that you have a business and you don't know what the business makes and the first question that is asked on the show is how much do you make? I think it has to do with you having a Tesla."

Entrepreneurship and Financial Management

Pending

The guest admits to only making $1,000 from the core of their automotive business in the last month, contradicting earlier claims of higher income.

"The real part of the business. Yes. Yeah. So, you agreed to it. Yes. You made 1,000."

Business Financials

Pending

The speaker critiques the guest's financial plan, stating that 'cutting back' is their only strategy for managing debt and finances.

"You have no other strategy behind cut back. That's that's all you got."

Personal Finance and Debt

Pending

The speaker calls out the guest for repeatedly giving incorrect or evasive answers about their finances and then attempting to backtrack by saying 'I'm just kidding'.

"So, your version of trying to make something quippy is by the uh three times now in 30 minutes. So, once every 10 minutes on average, saying the wrong answer and then saying, "I'm just kidding.""

Personal Finance and Debt

Pending

A call to action to visit a website and sign up for a budgeting app to improve financial understanding, implying the guest's current financial situation is poor.

"If you want your score, go to calehammer.com. Take the assessment, figure out where you stand in the world of finances. And if you don't want to be like a guest on the show, make sure you sign up for our dollar wise budgeting app."

Personal Finance and Debt

Pending

The speaker advises the guest that their current car loan is unsustainable given their low income and suggests getting their previous job back.

"This car is way too expensive for someone on your lack of income scale. If it was your previous job, it actually probably would have fit, but no, it's not. So, you got to Can you get your previous job back?"

Car Ownership and Debt

Pending

The speaker questions the guest's business strategy, sarcastically calling their 20% markup a 'winning strategy'.

"What's your strategy besides besides charging 20% more than anyone else does? Uh which is a winning strategy and very bold."

Business Strategy

Pending

This prediction highlights the extremely long time it will take to pay off a credit card, suggesting it will be paid off only when the guest is eligible for retirement account withdrawals.

"You're going to be reaching the age when you can pull from your tax advantage retirement accounts penalty-free when this card is paid off."

Financial Literacy and Future Planning

Pending

The speaker challenges the guest's business model by pointing out their extremely low income ($1,000 last month) and questioning why customers would pay a 20% markup for their services.

"You made $1,000 last month. So, why would anyone pay 20% over market rate for these? Cuz there's certainly no other."

Business Viability and Income

Pending

The speaker directly states that the guest's strategy of relying on personal relationships for business is not working, evidenced by their $1,000 monthly income.

"You made $1,000 last month. Clearly, people knowing you is not working."

Business Viability and Income

Pending

Mechanic claims to make $10k-$15k monthly.