Updates for Groww investors | New features in Stocks, Mutual Funds and F&O

"And as the users get more educated, as the users become more comfortable, our expectation is that the growth of ETF can be faster than the Traditional mutual funds in terms of number of users AUM, so yours may be in index because many people are also long term investors, but the flexibility that ETFs offer, index funds and mutual funds do not offer right now."

"So, for that, in the next three to six months, you will see something coming out of the pad. And in this, there is an interest charge for the customer. Right, to make the product more attractive, we will also make our interest charges more competitive."

"This is basically for advanced and slightly pro users. Where we provide margin to buy stocks for delivery, we actually spent a lot of time to create this. You know, it's not something which kind of product we thought we would make, we would make it a good product, different from the industry."

"So, what we have actually done is we have created only in the trading windows. If it allows, the user experience is better. So, this is the first thing we have done. We also want to build some more enhancements on this."

"But you should see a dramatic improvement in haircuts. Right, you know, most of the things that were going on at 2025 will go at 2025. You know, now, right, again, this changes. Right, basis guidance from SEBI and stuff like that. That's it, but you should see a very dramatic improvement in which securities you invest in, pledging, so one thing is that these changes from time to time, right, everyone has guidance, there are some lists, there are a lot of calculations that go into it, so it's hard to give you one definitive list, you will find that, but broadly, the stocks that you know are consistent over time, those have been doing well."

"So, we have built such enhancements into our flow after thinking about it. Then we have thought a lot about how we can simplify the user's money management and margin management and make it easier for the user. If I could tell you, we have done a lot of work beyond that as well. It's not complete yet. I think we still have a lot of improvements to make. So we are very cognizant of it."