ilmscore | Are Banking Stocks in Trouble due to Credit Expansion Slowdown? | HDFC Bank, ICICI Bank, and More

Are Banking Stocks in Trouble due to Credit Expansion Slowdown? | HDFC Bank, ICICI Bank, and More

Published: 2025-05-14
Status: Available | Analyzed

Predictions from this Video

Total: 5
Correct: 0
Incorrect: 0
Pending: 5
Unrated: 0
Prediction
Topic
Status
CRISIL predicts the gross NPA ratio in the Indian banking sector will be approximately 2.4% by March 2026.
"CRISIL Ratings expects the gross NPA ratio to remain around 2.4% by March 2026."
Indian Banking Sector - Gross NPA Ratio
Pending
CRISIL forecasts that advances in the Indian banking sector could grow by 12-13% in FY26, signaling a slow recovery.
"CRISIL projects that advances could grow by 12-13%, indicating a gradual pickup across segments."
Indian Banking Sector - Advances Growth
Pending
Net interest margins for Indian banks are expected to stay under pressure in the near term due to loan repricing happening faster than deposit repricing.
"net interest margins are likely to remain under pressure as loan repricing outpaces deposit repricing."
Indian Banking Sector - Net Interest Margins
Pending
Government initiatives such as tax relief, consumption boosting efforts, and rising household incomes are predicted to positively influence retail credit demand in the medium term.
"Government measures like tax relief, efforts to boost consumption, and improving household incomes could provide tailwinds for retail credit demand in the medium term."
Indian Banking Sector - Retail Credit Demand
Pending
The period of aggressive and unchecked retail lending is likely over, with only a modest recovery expected in FY26.
"While a modest recovery is expected in FY26, the era of aggressive and unchecked retail lending might be behind us, at least for now."
Indian Banking Sector - Retail Lending Growth
Pending