Adopting extreme financial sacrifices for a few months to a few years will lead to a state where one never has to worry about money again, contrasting with a life of constant financial stress and barely getting by.
"if you stick with this you're going to be able to have all the nice stuff because if you don't stick with this what's going to happen is you're kind of in this crappy phase right now where you're just kind of depriving yourself and not really having nice things and maybe once in a while you Splurge but then you stress about the money you stress about the payments you stress about everything do you want to be stuck like this for the rest of your life where you're constantly stressed about all the little things and you're just kind of barely getting by or do you want to spend the little bit of time maybe it's a few months maybe it's a few years of really making some extreme sacrifices that way you never have to worry about the money again"