ilmscore | Why Your 401(k) Won’t Be Enough for Retirement—And What to Do About It

Predictions from this Video

Total: 14
Correct: 0
Incorrect: 0
Pending: 14
Unrated: 0
Prediction
Topic
Status
In 2025, Social Security recipients will receive a 25% raise, which will not keep pace with inflation.
"in 2025 Social Security recipients are going to be receiving a 25% raise which really doesn't keep up with inflation for the average person"
Social Security Cost of Living Adjustment
Pending
Investing $100 per month for 30 years at a 7% annual return is projected to result in approximately $121,000 at retirement.
"if you were to invest $100 a month for those 30 years at 7% you would have about $121,000 when it comes time for you to retire"
Investment Returns
Pending
Investing $500 per month for 30 years at a 7% annual return is projected to result in approximately $66,000 at retirement.
"if you invest $500 a month now you'd have closer to $66,000 when it comes time for you to retire"
Investment Returns
Pending
Investing $1,000 per month for 30 years at a 7% annual return is projected to result in approximately $1.2 million at retirement.
"if you invest $11,000 a month now you'd have about $1.2 million"
Investment Returns
Pending
Investing $2,500 per month for 30 years at a 7% annual return is projected to result in approximately $3 million at retirement.
"if you invest $2,500 a month well now you'd have around $3 million when it comes time for you retire"
Investment Returns
Pending
A 1% annual fee in a 401k could result in losing approximately 28% of total investment value over the long term.
"a small 1% fee could end up costing you close to 28% of your total investment value"
401k Fees Impact
Pending
A 1% fee on a $1 million investment account could lead to over $250,000 in fees paid.
"if you were going to have a million dollars in your investment account you might be paying over $250,000 in fees because of the small 1% fee"
401k Fees Impact
Pending
Social Security recipients will receive a 25% raise in 2025, but this increase will not keep pace with inflation.
"in 2025 Social Security recipients are going to be receiving a 25% raise which really doesn't keep up with inflation for the average person"
Social Security
Pending
A 1% fee in a 401k can cost investors close to 28% of their total investment value over their career due to compounding fees.
"if you have a small 1% fee you might wonder how much is that going to cost you over the course of your career and the small 1% fee could end up costing you close to 28% of your total investment value"
401k Fees
Pending
A 1% fee on a $1 million investment can result in over $250,000 in fees paid.
"if you were going to have a million dollars in your investment account you might be paying over $250,000 in fees because of the small 1% fee"
Investment Strategy
Pending
Investing $100 per month for 30 years at a 7% return will result in approximately $121,000 at retirement.
"if you were to invest $100 a month for those 30 years at 7% you would have about $121,000 when it comes time for you to retire"
Retirement Savings Projection
Pending
Investing $500 per month for 30 years at a 7% return will result in approximately $66,000 at retirement.
"if you invest $500 a month now you'd have closer to $66,000 when it comes time for you to retire"
Retirement Savings Projection
Pending
Investing $1,000 per month for 30 years at a 7% return will result in approximately $1.2 million at retirement.
"if you invest $11,000 a month now you'd have about $1.2 million"
Retirement Savings Projection
Pending
Investing $2,500 per month for 30 years at a 7% return will result in approximately $3 million at retirement.
"if you invest $2,500 a month well now you'd have around $3 million when it comes time for you retire"
Retirement Savings Projection
Pending