The 3.5 Most Underrated Investment Opportunities To Profit In 2025

"assuming that the trend continues but you have to also understand that there are specific companies within this Niche that could do good that could also do bad for example there could be data center companies that are very bad with their cash and they could go bankrupt there could be Cooling companies that have a bad technology and get sued and they go bankrupt"

"my market bra pro team went out and they interviewed Black Rock and what Black Rock said when it came to water is that there is a finite supply of water in the world but a growing demand for water because everybody needs water so then we did some more digging what do we find that you have a lot of big institutions like Black Rock who is the largest money manager in the world that are going out and buying SL investing in companies that are related to water that includes water infrastructure companies that also includes water treatment companies because they understand that there's a limited demand here because they're looking at the water industry for the next 10 20 100 years saying hm what's going to happen to the water industry as there's more people as there's more need for water while the supply of water doesn't change and so that's one of the reasons why they're investing in that"

"the Federal Reserve Bank cut interest rates multiple times but in 2024 we also saw mortgage rates go up what does that mean well if I diagram it out for you here's what's going on you do go to the bank to borrow money for my male followers I drew a mustache which in my native language Punjabi we call a much my female followers I drew a braid which I'm my native language Punjabi we call a good you go to the bank and you want to borrow money this is called your mortgage rate this is the rate that you're paying this is the retail rate that the bank is charging you but the bank is borrowing money at a different rate the bank is borrowing money at What's called the federal funds rate so they can borrow money from other banks at the federal funds rate this is what the Federal Reserve Bank is setting so in 2024 the Federal Reserve Bank lowered the federal funds rate multiple times but over the year in 2024 your mortgage rate went up which means this margin on the cost the banks are paying to buy that money and the way at which banks are selling you that money at your mortgage rate went up so this net interest margin went up which which helped some banks make more money in 2024 take a look in early January 2025 JP Morgan Chase Bank said that they made more profit than ever before in 2024 not just that they also broke a record for how much money a bank has ever made in America in one year in the history of time maybe this net interest margin had something to do with that plus many other Banks also saw huge profits in 2024 which might have something to do partially because of this"

"one of the nice things about real estate is real estate has a lot of tax Loop or at least that's what some people call them it's really just a tax write-off or a tax rule that allows you to qualify for bigger deductions one of those loopholes rules deductions whatever you want to call it is called depreciation and what depreciation says is that you can take a piece of the value of the real estate and write it off against your rental income every single year even if a property goes up in value so here's how it works and then I'm going to show you how this can get very very powerful The way you do this now is you find out the value of the property because when you bought this single family house some of the money went to bind the land the other part went to bind the house if we assume that $100,000 of this $500,000 went to bind the land and the other $400,000 went to buy the house now we can do a little bit of math the IRS says that if I'm buying a single family house as a rental property I can deduct 1/27.5 of the value of the property each year this is not a number that you have to calculate that's just what the government says that's what the IRS says so you take one divided by 27.2 and you multiply that by $400,000 which is the value of the property not the land which tells me that I can take a $14,500 write off on paper on my taxes because that's what the government says so instead of paying taxes on $30,000 I'm going to pay taxes on about $15,500 so you still have a taxable income but it's less than what you thought but this is things can get even more interesting if you have a good accountant and you have a good attorney because now what you can do is something called accelerated depreciation right now what we're doing is the standard depreciation this is what the government allows you to do no matter what they allow you to take this standard depreciation which is 1/27.5 but if if you get a good accountant and a good attorney now you can do something called a cost recration study and now you can depreciate different pieces of the property at different rates what does that mean in simple terms well that means now instead of depreciating $14,500 in the first year now maybe what you can do is you can depreciate I'm going to cross it out you can depreciate let's just call it $100,000 in year one because remember $400,000 was used to buy the property 100,000 for the land and so now instead of waiting so long to get all the depreciation what if you could get $100,000 in year one but remember you only had $30,000 in income if you take a $100,000 paper depreciation that means you have a loss of $70,000 but remember you have $330,000 in the bank it's not an actual loss it's just a paper loss on paper you're telling the IRS hey I lost $70,000 when in reality have $330,000 in the bank here's what that means and how some people are using this strategically well the first thing is you don't actually pay any money in taxes here because well you have more loss than you have gain now what some people might say is well if one of the spouses doesn't matter if it's the husband or wife if one of the spouses has a big salary can't take this loss and take that against the salary and the answer is maybe because in order to do that you have to qualify for a Special Rule because normally the answer is no this is considered passive income your salary is considered active income or ordinary income they're two different buckets and what the IRS says is you cannot take one bucket of income you cannot take this passive income which is the money you make from your real estate properties and use that to offset your active income your ordinary income your earned income which is the money make from your job so the normal answer is no but there's a reason let me show you something there's a reason why the federal income tax code I have a copy of it right here is more than 2,000 pages long with 12 point maybe 10 point font there's a reason why this is so long it's because there's a lot of potentials and hypotheticals so let's go through one more hypothetical the IRS tax code has a special designation called real estate professional and if you are a real estate professional or you classify as a real estate professional you can now take this real estate loss and and take it against your active income so now let's piece this together one of you are earning a big salary because you work a job one of you are not working if the person that's not working is now involved in the management of the property and involved in the real estate business now because now you're managing your portfolio of real estate well now you could qualify as a real estate professional now if you do want to do this please get a good accountant because there's a lot of different hurdles you have to meet you have to meet a certain number of hours that you have to work you have to log certain things I'm not going to get into all those little logistic stuff in this video just know if you want to do this get a good accountant so now the person that's not working becomes a real estate professional because now you're the one that's in charge of managing the real estate and you're the one in charge this building this real estate portfolio well let's go through the same scenario now if you are a real estate professional either one I'm not pointing at one you are a real estate professional you lose $70,000 on paper because he did this accelerated appreciation you have $30,000 in the bank you have a negative $70,000 loss well now you have the potential to take this negative $70,000 loss and offset that salary because you're married you're married filing jointly as a couple and so now you can qualify to take this real estate passive loss against your active income so now you made an extra money but you're paying less money in taxes yes this is something that wealthy people do yes you want to have a good accountant then yes this is something that maybe you can consider if you are interested in investing in real estate and you could potentially qualify for this but again get a good attorney get a good accountant"

"every week I created a system where every week I would invest the money into a portfolio of ETFs the bulk of which were dividend paying so high dividend yielding funds or dividend yielding ETFs and the way that it worked was I would invest money every week and I would get very little dividends for the first few years like it was negligible it was no money essentially in dividends but then over the years what I kept doing was I would reinvest the dividends that I would get and I would continue to keep investing more money and then what has happened now is number one markets have gone up so the value of my portfolio went up along with that number two as companies have made bigger profits they've also paid out bigger dividends along with that number three my portfolio of these dividends have grown bigger and now the income that I'm getting from my dividends we'll talk about this separately than the real estate has grown quite a bit and it's becoming now a real source of income it took a long time to get there it started very small for years but now it's becoming a real source of income the reason why I'm saying this is because dividend investing is a long-term game but it can add a new stream of income for you that's pretty passive if you're willing to stick with it for the long term because the problem that so many people have with it is if a fund is paying let's call it 3% a year in dividends and you have to buy this fund or stock or whatever for $100 if you invest $100 you're only making $3 over the course of a year which is not that much money but if you do it for a long enough period of time here's what you're doing you're not just buying one share you're buying one share a week one share a week every two weeks one share a month whatever you want to call it right we're going through a hypothetical and so now you keep buying more of this thing you're buying more of this thing every week every two weeks every month but then a few years go by and this initial share that you bought is now worth let's call it $200 just to have some fund well not only did the value of this fund go up but instead of paying $3 in dividends it's still paying out a 3% return which is now a $6 dividend right because a 3% return 3% dividend on $200 is $6 but a 3% dividend of $100 is just $3 so now you've accumulated more of these things right if you buy one of these every single week well now after a year you have 52 of these shares 52 things that are paying you $3 a year well after a few years they might not be paying you $3 a year they might be paying you $6 a year but along the way you keep accumulating more of those things that keep paying you a little bit of income that's the way that you can succeed with this where if you look at it over the span of 10 years you can really start to stack that income and the nice thing about this compared to real estate I love real estate don't get me wrong but the nice thing about about this is it can be completely automated"

"when you're going through a recession when the 2020 pandemic hit markets fell by more than 30% in a matter of days and a lot of people were selling but that's actually a great time to be buying yeah you got to cut through the noise cut through the emotion because everybody's panicking everybody thinks the world's going to end but if you can keep buying now you're buying more shares at a discounted price which also give you the same dividends now yeah when you go through recession because we will go through another recession we've seen 16 recessions in the last 100 years we're going to see more recessions when you go through the next recession people are going to panic people are going to freak out people will lose money and some companies will stop paying dividends and that's why it's nice to do this with funds as opposed to individual companies because a company can go bankrupt but that fund can kick out a company and put another company in so you have a little bit less risk"

"starting a business is very hard I know a lot of people sell a lot of crap on the internet telling you oh just start this FBA business start this e-commerce business and you're going to make six figures in 60 days it doesn't work like that okay starting a business is hard is very difficult to grow a business but if you put in the work it's very possible and that can give you infinite returns"

"take a look president-elect Trump is entering the White House in January and he wants to make some sweeping changes to our government and economic policy let me show you why this matters in 2024 the United States"