How to Protect Your Money in the Digital Age

"one of the major well Flags you can look for in personal finances when someone is selling something to you as a guarantee or with 100 certainty that is going to happen so for example you are guaranteed to get 20 return on this investment or buy this stock now and you will double your money nothing in personal finances 100 guaranteed and there is always going to be an element of risk involved as a benchmark the average stock market return over the past 20 years has been eight to ten percent and if someone's offering you something significantly higher than that it's probably not legitimate"

"if you buy something with a credit card and that thing is later stolen it's lost or it's destroyed or it wasn't as advertised you'll get that money back from your credit card provider and it's not just purchase protection that your credit cards help with you also get extended warranties in most cases if you buy something with a credit card they'll often extend that warranty or even double it"

"if you forward a suspicious text to 7726 which spells staff on your phone keyboard your phone provider can investigate where that text came from and look to ban the sender from sending you or anyone else more text messages"

"if you receive a call from somebody claiming to be a trusted organization like your bank asking you to transfer money you can hang up and call 159 to check if they are legit"

"the government is looking to implement an outright ban on SIM card farms which allows scammers to send thousands of text messages all at once"

"the government is also looking to put a ban on all cold calls selling Financial products"