The US housing market will not experience a crisis akin to 2008 because current creative loan products adhere to improved underwriting standards and require significant down payments, leading to a more stable market.
"my general answer is is we're not recreating 2008 we're Towing the line between making housing accessible to all different forms of income generation while still adhering to the most proven and good track record loan underwriting techniques that we can it's a fine line to toe but I think we're doing it successfully this time around because ultimately we did learn a lot from 2008 into how to not originate mortgages in America"
