This Could Change the Housing Market | 2025 Mortgage Rate Predictions

"I actually think yields might stay a little bit higher than this forecast here and probably will stay most towards the high 3es so instead of equilibrium maybe being at 3.6 maybe something closer to 3.8"

"my guess is that we'll see an average interest rate somewhere between 6 and 1 12 and 7% and then things will get better from an affordability perspective in the second half of the year and rates will probably come to somewhere between 6 and 6 and 1/2 so let's call it average second half of next year 6 and a/4 per."

"we may see some days where rates are in the fives next year I'm not saying it's not going to happen at all I'm talking more about the average cuz these things can be volatile and they might drop into the fives briefly but I don't think they're going to sit in the fives for any period of time in 2025"

"I actually think yields might stay a little bit higher than this forecast here and probably will stay most towards the high 3es so instead of equilibrium maybe being at 3.6 maybe something closer to 3.8"

"I think spreads will stay above their long-term average because there's just a lot of uncertainty right now and so I think that risk premium is to stay relatively high in the first half of 2025"

"my guess is that we'll see an average interest rate somewhere between 6 and 1 12 and 7% and then things will get better from an affordability perspective in the second half of the year and rates will probably come to somewhere between 6 and 6 and 1/2 so let's call it average second half of next year 6 and a/4 per."

"we may see some days where rates are in the fives next year... but I don't think they're going to sit in the fives for any period of time in 2025"