These MONEY HABITS Will Keep You POOR in 2026! | Ankur Warikoo Hindi
Published: 2025-12-20
Status:
Available
|
Analyzed
Published: 2025-12-20
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 1
Prediction
Topic
Status
91% of FNO traders in India are predicted to lose money this year.
"This is the truth about 91% of FAO traders in India who will lose money this year."
Correct
The average loss for FNO traders in India is projected to be ₹1.1 lakh per year.
"And do you know what the average loss will be? 1 lakh 10,000 in 1 year"
Pending
Retail traders in India are estimated to have lost ₹1.8 lakh crore over the past three years.
"In total, retail traders lost Rs 1 lakh 80 thousand crore in the last 3 years."
Pending
The top 3-4% of FNO traders in India are expected to incur an average loss of ₹28 lakh.
"The top 3 to 4% loss makers of this trader community have lost Rs 28 lakh on an average."
Pending
The proportion of FNO traders under 30 in India is expected to increase by 28% year-over-year, reaching 41% of the total.
"41% of FNO traders are below the age of 30. This is up by 28% since last year."
Pending
India is predicted to account for 78% of the global equity options trading volume.
"The answer is 78% 78%"
Correct
Individual consumer debt in India is projected to reach 43% of GDP within the next four years.
"This number has reached 43% of GDP in the last four years."
Pending
Household financial liabilities in India are expected to double in the next five years.
"Household financial liabilities have increased by 102% over the last 5 years. Meaning it has doubled."
Pending
Total credit card debt in India is projected to reach ₹70 lakh crore.
"Total credit card outstanding in this country is Rs 70 lakh crore."
Pending
The number of active credit cards in India is expected to grow significantly, potentially reaching 100 million.
"Active credit cards have increased from 55 million to 10 million."
Pending
The average monthly spending per credit card user in India is anticipated to be ₹16,911.
"And the average credit card user is spending ₹16,911 per month."
Pending
Outstanding personal loans in India are projected to reach ₹13.7 lakh crore.
"Personal loans outstanding are Rs 13 lakh 70 thousand crore."
Correct
NBFCs in India are expected to charge annual interest rates between 30-50% on non-collateralized loans.
"Non Banking Financial Corporations which charge anywhere between 30 40 50% rate of interest every year to give you this non collateralized loan."
Correct
A significant portion of Gen Z individuals in India are predicted to be in debt before starting their careers, with 73% of young FNO traders coming from outside major cities.
"75% off FNO traders report an annual income of less than ₹5 lakh. The second serious statistic is their age. 41% of FNO traders are below the age of 30. This is up by 28% since last year. 73% of these traders come from outside the top 15 cities of the country."
Pending
Subscription spending in India, including for services like AI, SaaS, grammar tools, voice tools, news, and audiobook creation, is expected to grow significantly.
"And you have no idea what you are spending money on. So now you have to take a go at Chat GPT as well. It is free now but if you ever want to take LePlicity AI with Airtel then all that will also be possible. Then you have SaaS products. You've got something for Grammar. You've got something for the Voice. You have taken something for news. You have someone to do the reading. You've taken some of the books to make them audiobooks."
Pending
Consumers in India are expected to overpay for items through quick commerce, with costs potentially being 4-5 times higher than the actual item value.
"So you are paying ₹80 for something worth ₹20. You are paying ₹350 for something worth ₹200."
Pending
70% of people in India are predicted to live paycheck to paycheck, indicating a lack of emergency funds.
"a survey shows 70% of all the people are living paycheck to paycheck."
Pending
It is recommended that 5% of total income in India be allocated to an emergency fund annually.
"5% of that 20% is 5% of your total income. Please put towards an emergency fund. Add that for one year."
Pending
A generation in India is expected to suffer financially due to insurance products being sold as investments.
"I personally believe and I know this is a very strong statement to make. I believe that an entire generation in this country got do because of this insurance sold as an investment product."
Pending
Real estate investments in India are predicted to yield lower returns (around 4-5%) compared to fixed deposits.
"Meaning, if I had invested that money in FD, I would have earned more than that. But no brother, the rockstar will buy the house brother."
Incorrect
Individuals ignoring new technologies like AI and ML are predicted to be at a significant disadvantage by 2026 due to rapid global changes.
"You are stupid. Biggest idiot of 2026. Why? Because the country and the world are changing so rapidly, friend, that you cannot stop it."
Pending
AI is predicted to be a lasting technology, despite potential short-term market bubbles.
"AI in my opinion is here to last. Whether it is a bubble or not. That bubble will burst. Yes, it will definitely burst. It will burst soon, it will burst later, nobody knows, I don't know, but as a technology, it is here to last"
Pending
Lifestyle inflation in India is expected to be between 8-12% annually.
"If you actually track your expenses year after year and the things you spend on, you will realize that your lifestyle inflation is perhaps 8 9 10 11 even 12%."
Pending
Investments are predicted to need to grow faster than lifestyle inflation for financial well-being in India.
"It is important that your investments grow more than lifestyle inflation."
Pending
A reasonable long-term investment growth expectation in India is 15-16%.
"reasonable expectation over a long period of time 15 to 16%"
Correct
It is advised to invest a maximum of 5% of total investment in cryptocurrency, provided the technology is understood and believed in.
"Please invest in crypto only if, firstly, you understand the technology. And believe in it. Number two, you will invest a maximum of 5% of your total investment in crypto"
Pending
A majority of crypto traders are predicted to lose money, similar to FNO traders.
"Just Like FAO Traders, Crypto Traders Also Lose Money by Far as the Majority."
Correct
A nationwide hunt for bright Indian students aged 13-15, the India Genius Challenge, is being launched.
"This is a nation wide hunt for India's brightest young students aged between 13 to 15 years."
Correct
Winners of the India Genius Challenge will receive scholarships up to ₹1 lakh, along with prizes like iPhones, iPads, and PS5s.
"where the brightest students will get a scholarship of ₹1 lakh. Daily, weekly and monthly winners will be announced in the online rounds. They will get iPhones, iPads, PS5, books, trophies, certificates and a lot more."
Pending