ilmscore | The Best News We’ve Had in 3 Years | Dec. 2025 Housing Market Update

The Best News We’ve Had in 3 Years | Dec. 2025 Housing Market Update

Published: 2025-12-22
Status: Analyzed

Predictions from this Video

Total: 8
Correct: 0
Incorrect: 0
Pending: 8
Prediction
Topic
Status
The author's earlier prediction for national housing prices in 2025 to be 'flattish' is confirmed by the end-of-year data.
"Just for the record, I said we would be kind of flattish. And I think that's where we are."
Housing Prices (National)
Pending
Mortgage rates are predicted to stay in the low 6% range, potentially dropping into the high 5% range, in 2026.
"They will hopefully stay in the low sixes, maybe even get into the high fives."
Mortgage Rates
Pending
Mortgage rates are expected to continue a slight downward trend in 2026, but without any dramatic declines.
"I think there's good momentum here that mortgage rates could keep coming down a little bit, but are probably not going to be coming down in any dramatic way"
Mortgage Rates
Pending
The stagnant housing prices and slightly decreasing mortgage rates at the end of 2025 indicate a positive outlook for the beginning of 2026.
"I want to see them stay stagnant... And mortgage rates have come down. They're starting to come down a little bit more. I think that's a great way to end the year in 2025 and bodess well for the beginning of 2026."
Housing Market Outlook
Pending
Housing affordability is expected to improve in 2026 due to national prices remaining flat or slightly declining and a further small decrease in mortgage rates.
"If prices stay flat or isish, decline a little bit like I think they will next year, mortgage rates come down a little bit, that's the affordability movement that we need."
Housing Affordability
Pending
National housing prices are predicted to be roughly flat or experience a slight decline in 2026.
"I think we're going to see roughly flat pricing next year, maybe a little down nationally."
Housing Prices (National)
Pending
There will be an increase in relistings in Spring 2026, with the percentage of delisted properties returning to the market rising from 20% to potentially 30-50%.
"My guess is yes. I think we will see an uptick in real listings in the spring. I think we'll see that number go from 20% to something higher. Maybe 30%, 40%, 50%."
Housing Inventory (Relistings)
Pending
Increasing FHA and VA loan delinquency rates are identified as a potential warning sign for the housing market, warranting close monitoring.
"I do think this could be a warning sign... since it has been going up, I think it's something that we will keep a close eye on."
FHA/VA Loan Delinquencies
Pending