The Truth About Financial Audit

"Debt when filmed $50,000. Current debt amount $38,000. Months since filmed financial audit three. Technically, my bad debt is $26,000 higher than when I went on the show in September because my old 4Erunner broke down 2 days before I moved to Texas, leaving me with a new car loan I didn't have before. But my IRS debt and credit card debt is down. I've stopped purchasing on my credit cards and pay the minimums on time. Once my IRS debt is paid off in May, I will allocate an extra $1,000 per month to pay down the cards, so it will go much quicker."

"Debt when filmed $17,000. Current debt amount $6,000. Months since filming financial audit, 11. Life has been a roller coaster. I've made a lot of progress over the last year, and I've gone from about 10 credit card balances to three. Holidays have set me back a little, but since the show, I've gotten a good pay raise and I've eliminated some monthly expenses. I am set to graduate this month and I've already passed my licensing exam. As of January 2026, I'll be a licensed professional counselor associate and will be looking for some contract work to help pay down my remaining debt and prepare for student loan repayments. Things are currently looking up, although I am still lingering on some poor habits. I do believe I've made a lot of progress in being intentional with what I spend my money on."

"Debt when filmed $40,000. Current debt amount $20,000. Months since filming financial audit, 12. All debt has been taken care of. I have a brand new car, 600 plus credit score. Hopefully starting nursing school in January. Have to pay out of pocket. And I'm financially comfortable enough to buy the things I want in life."

"Debt when filmed $15,000. Current debt amount $7,000. Months since filming financial audit, two. Not going to lie, locked in. This month of December, I'm about to pay another $4,000 to debt. And in January, I'll be done. Heartface emoji. The excited to not have any anymore. stupid Jeep finally got running and I'm buying some parts for it and selling it in January, too. Pretty sick nasty, if I do say myself. Also, something kind of cool. I got my savings from zip to $2,500, too, in these months. Also, I increased my income from $8,200 a month to all of the last 3 months, I've made between $11,000 to $12,000, which is tight. Been paying hella to the truck, too. Everything on the up and up. Show was fun. A lot more people than I thought found it, which is weird, but okay, I guess. Hope all is well on y'all's end. Take care."

"Debt when filmed $15,000, $841. Current debt amount $21,158. Month since filming financial audit, 14. Since being on the show, life has been wild in the best way. Our income literally doubled. We went from $6,000 a month to $12,000 a month, and we're on track to hit around $17,000 monthly next year. our debt payment dropped from well actually I'm reading it right here but I think instead of reading it we should actually see where they stand in a video format."

"I don't want to be at my job anymore. Well, there we go. So, that wins. So, the house thing works. But let's get into the new career field which requires us to get rid of the risk. So risk done, new career field and then we shop new house based on whatever our finances, our household income looks like with the new job which should be the 50 30 20 with the new house too. Yeah. Well, yeah, cuz it shouldn't be 50% mortgage, right? That needs is needs. It's everything. It's food on the table. It's utilities. It's insuranceances. It's, you know, school activities. It's whatever you know that is needs. Mhm. So, that makes sense. Yeah. Like dayto-day. Mhm. So, fully funed emergency fund, tackle these debts outside of the mortgage and then career change. Career change and then shopping for house based on that. See where you at after all that's done. Okay. Punch those numbers."