BREAKING: Trump Just RESET The Housing Market (Major Changes Explained)
Published: 2026-01-08
Status:
Available
|
Analyzed
Published: 2026-01-08
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 7
Prediction
Topic
Status
Banning institutional investors from buying single-family homes could lead to increased home prices and reduced supply, negatively impacting those it aims to help.
"this could actually wind up increasing home prices. It could reduce supply even further and it could hurt the people it was intended to protect."
Pending
Donald Trump plans to call on Congress to codify a ban on institutional investors buying single-family homes.
"And I will be calling on Congress to codify it."
Pending
Past measures to ban institutional investors from buying single-family homes have backfired and are predicted to do so again.
"And third, as unpopular as this is to say, measures like this have actually been tried in the past and have completely backfired."
Pending
Past initiatives similar to banning institutional investors from buying single-family homes have consistently failed.
"initiatives like this have been tried consistently in the past and had failed."
Pending
Banning institutional investors is predicted to increase rental and home prices due to reduced inventory and less incentive for bulk construction.
"Rental prices are going to go up because there's less rental inventory. Home prices might also begin to go up because there's less incentive to build houses in bulk and nothing is going to be done to improve home affordability."
Pending
Tax incentives for builders are proposed as a solution to increase housing supply and address affordability issues.
"And finally, seven, we have to give more tax incentives to builders. Look, the city [clears throat] will never and cannot build their own houses. So, give builders a tax abatement if they bring in jobs, resources, and housing to areas that desperately need it."
Pending
Measures aimed at restricting institutional investors in the housing market have backfired in the past.
"As unpopular as this is to say, measures like this have actually been tried in the past and have completely backfired."
Pending
Increasing the capital gains exclusion to $1 million for married couples filing jointly, adjusted for CPI annually, is predicted to encourage more home sales.
"Three, we should really increase the capital gains exclusion to a million dollars for married couples filing jointly and then increase it every single year to CPI. This would incentivize more sellers to finally let go of their home."
Pending
Canada's ban on foreign investors and corporations buying single-family homes had no impact on affordability as foreign buyers were a small percentage of the market.
"And in the end, this did nothing to improve home affordability because foreign buyers only made up 2 to 6% of the entire market."
Incorrect
A similar housing policy in the Netherlands restricted supply, increased prices, and resulted in new homeowners being wealthier than the renters they replaced.
"In the Netherlands, this was also tried, but it was found to restrict supply, spike prices, and believe it or not, new homeowners tended to be richer than the renters that they were replacing."
Pending
Expanding the mortgage interest deduction to $1.5 million is expected to incentivize people to move up, thereby unlocking more starter homes.
"Five, we should really allow people to write off the first $1.5 million of their mortgage interest up from the current $750,000. Again, this would prompt a lot of people to want to move up, unlocking a lot of lowerpriced inventory in the starter home range."
Pending
Denmark and New Zealand's attempts to limit home ownership had no effect on prices, leading them to try and reattract foreign capital by 2023.
"The same also applies to Denmark and New Zealand, who tried to limit home ownership. In both of those cases, it made no difference to home prices, and by 2023, the government tried to reattract foreign capital."
Incorrect
Modular housing is predicted to be a solution to housing affordability issues, particularly in expensive areas, by reducing land costs and potentially eliminating parking requirements.
"Six, I also think modular housing needs to make a comeback. I just think we have to come to the realization that land is going to be expensive in the areas most people want to live. And modular housing without parking requirements solves a lot of problems."
Pending
Banning institutional investors from buying single-family homes will likely increase rental prices due to reduced inventory and may increase home prices due to decreased incentives for bulk building, without improving affordability.
"Rental prices are going to go up because there's less rental inventory. Home prices might also begin to go up because there's less incentive to build houses in bulk and nothing is going to be done to improve home affordability."
Pending
Streamlining permits, improving zoning, and reducing regulatory red tape are predicted to encourage more home construction.
"First, we got to streamline permits, improve zoning, and reduce the red tape. There should never be any confusion from one inspector to another. There doesn't need to be dozens of departments where none of them communicate with one another. And if they just made the permitting process easier, more people would want to build."
Pending
Streamlining permits, improving zoning, and reducing red tape are necessary to improve home affordability.
"we got to streamline permits, improve zoning, and reduce the red tape."
Pending
Allowing mortgage porting for those trading up is expected to unlock lower-priced inventory by enabling homeowners to transfer their existing mortgages.
"Four, we should really allow mortgage porting. This way, you could take your existing mortgage with you to the next home as long as you're trading up, and that would unlock a lot of lowerpriced inventory."
Pending
Reducing excessive fees associated with building permits is recommended, citing an example of a $1,000 fee for reinstalling a toilet.
"we also have to reduce the successive fees. It shouldn't have to cost $1,000 to reinstall a toilet with a permit."
Pending
Increasing the capital gains exclusion to $1 million for married couples and adjusting it annually for CPI would incentivize more sellers to list their homes.
"we should really increase the capital gains exclusion to a million dollars for married couples filing jointly and then increase it every single year to CPI. This would incentivize more sellers to finally let go of their home."
Pending
Allowing mortgage porting, where individuals can transfer their existing mortgage when trading up to a new home, would unlock lower-priced inventory.
"we should really allow mortgage porting. This way, you could take your existing mortgage with you to the next home as long as you're trading up, and that would unlock a lot of lowerpriced inventory."
Pending
Increasing the mortgage interest tax deduction to $1.5 million from $750,000 would encourage more people to move, thus unlocking starter home inventory.
"we should really allow people to write off the first $1.5 million of their mortgage interest up from the current $750,000. Again, this would prompt a lot of people to want to move up, unlocking a lot of lowerpriced inventory in the starter home range."
Pending
Modular housing, especially without parking requirements, should be revived as a solution to expensive land costs in desirable areas.
"I also think modular housing needs to make a comeback. I just think we have to come to the realization that land is going to be expensive in the areas most people want to live. And modular housing without parking requirements solves a lot of problems."
Pending
Austin, Texas saw a 20% decrease in housing prices after removing parking requirements, indicating an increase in available housing.
"Austin, Texas. They got rid of the parking requirements and now their housing has fallen by 20% because they have so much available."
Incorrect
Tax incentives, such as abatements, should be provided to builders who bring jobs, resources, and housing to areas in need, as cities cannot build housing themselves.
"we have to give more tax incentives to builders. Look, the city will never and cannot build their own houses. So, give builders a tax abatement if they bring in jobs, resources, and housing to areas that desperately need it."
Pending
Donald Trump to deliver speech on housing and affordability proposals in Davos in two weeks.
"I will discuss the topic including further housing and affordability proposals and more at my speech in Davos in 2 weeks."
Pending
Institutional bans on rental properties in Atlanta since 2022 have not increased home prices or decreased rents.
"And third, as unpopular as this is to say, measures like this have actually been tried in the past and have completely backfired. Like, take a look at what they did to housing prices [music] as of today. Institutional bans on rental properties have been implemented in several areas with the first being Atlanta, Georgia. In 2022, they passed a bill that limited built-ren communities where a corporation buys up a plot of land, builds dozens or hundreds of single family homes, and then sells them to a large corporation who proceeds to rent them out. But since then, home prices in Atlanta have still gone up and rents have remained unchanged."
Incorrect
Canada's ban on foreign investors and corporations buying single-family homes had no impact on affordability due to the small percentage of foreign buyers.
"Canada also tried following a similar method, banning foreign investors and corporations from buying up single family homes. In the end, this did nothing to improve home affordability because foreign buyers only made up 2 to 6% of the entire market."
Incorrect
Housing ownership limitations in the Netherlands, Denmark, and New Zealand failed to lower prices and in some cases increased them, leading to efforts to reattract foreign capital by 2023.
"In the Netherlands, this was also tried, but it was found to restrict supply, spike prices, and believe it or not, new homeowners tended to be richer than the renters that they were replacing. The same also applies to Denmark and New Zealand, who tried to limit home ownership. In both of those cases, it made no difference to home prices, and by 2023, the government tried to reattract foreign capital."
Incorrect
Austin, Texas saw a 20% decrease in housing prices after removing parking requirements, making more housing available.
"And modular housing without parking requirements solves a lot of problems. Like just take a look at Austin, Texas. They got rid of the parking requirements and now their housing has fallen by 20% because they have so much available."
Incorrect
Increasing the capital gains exclusion to $1 million for married couples and adjusting it for CPI annually would incentivize more home sales.
"Three, we should really increase the capital gains exclusion to a million dollars for married couples filing jointly and then increase it every single year to CPI. This would incentivize more sellers to finally let go of their home."
Pending
Allowing mortgage portability for those trading up would increase the availability of lower-priced inventory.
"Four, we should really allow mortgage porting. This way, you could take your existing mortgage with you to the next home as long as you're trading up, and that would unlock a lot of lowerpriced inventory."
Pending
Increasing the mortgage interest deduction to $1.5 million would encourage people to move, thereby increasing starter home inventory.
"Five, we should really allow people to write off the first $1.5 million of their mortgage interest up from the current $750,000. Again, this would prompt a lot of people to want to move up, unlocking a lot of lowerpriced inventory in the starter home range."
Pending
Modular housing should be reconsidered as a solution for expensive land in desirable areas.
"Six, I also think modular housing needs to make a comeback. I just think we have to come to the realization that land is going to be expensive in the areas most people want to live."
Pending
Tax incentives, such as abatements, should be provided to builders who contribute jobs, resources, and housing to needed areas.
"Seven, we have to give more tax incentives to builders. Look, the city [clears throat] will never and cannot build their own houses. So, give builders a tax abatement if they bring in jobs, resources, and housing to areas that desperately need it."
Pending