Published: 2026-01-09
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 4
Prediction
Topic
Status
The guest plans to work in kitchens for 10 years and then become a high school culinary teacher, expecting to earn $120,000 annually in California.
"I want to work in kitchens for like the next 10 years. And then I want to uh become a high school culinary teacher, which makes about 120K at my at my old public school."
Pending
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"I owe this. It's the balance left is 1,300. I think the monthly payments are 300."
Correct
The total cost of the guest's current car, a 2021 Toyota Corolla, was $25,000 after all associated expenses.
"The total was like 25 after everything."
Correct
The guest is advised to bring in an additional $1,000 per month to pay off debt within two years, after establishing a fully funded emergency fund of $4,000.
"Bring in 5,000 a month, being able to put a,000 towards the debt and paying off all debt within a couple years. That's fine. However you choose to bring in money as an adult, I do not care. I'm not going to enable and support it. But if you can put $1,000 to debt towards a month, you can pay this off in a couple years, then do a fully funded mercy fund and you'll be fine."
Pending
An emergency fund of $4,000 is recommended due to the guest's high expenses, including pet care and debt.
"So, what what's one month? Like 4,000. Yeah, cuz your expenses are crazy and your dog expenses and pet expenses are crazy and your debt expenses are crazy."
Pending
The guest has minimum monthly payments of $68 for Bank of America, $160 for Credit One, $37.25 for Ulta, and $397 for their Toyota, with a plan to pay $700 upfront towards the car.
"Minimum payments. Bank of America 68 credit 160 Alta 37 25 for Quicksilver on the apartment no m payment we're just going to try to pay that uh 700 out of the gate $397 for our Toyota"
Pending
The guest owes $137 annually on an Ulta credit card, with a $37 minimum monthly payment and additional fees for account protection.
"Okay, so you owe $137 a year. You just you're making your minimums. Uh $37. Well, there's what what is this? Fees and interest. 37's your minimum monthly. [ __ ] ton of fees this year. What are the fees for? Account or sure? You're paying for like some account protection."
Pending
The guest owes $137 annually on an Ulta credit card, with a $37 minimum monthly payment and additional fees for account protection.
"Okay, so you owe $137 a year. You just you're making your minimums. Uh $37. Well, there's what what is this? Fees and interest. 37's your minimum monthly. [ __ ] ton of fees this year. What are the fees for? Account or sure? You're paying for like some account protection."
Pending
The guest has a $1,300 balance on a credit card and has been offered a settlement of $700 to clear the debt.
"So, you owe $1,300 on there and they offered me to pay 700 to clear it."
Correct
The guest's 2021 Toyota Corolla is valued at $12,800, making them underwater on the loan by at least $2,000 despite a $7,000 down payment.
"Okay. It's worth 12,800. So, not only did you put $7,000 down, you're still underwater by a couple thousand bucks at a minimum."
Pending
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"The balance left is 1,300. I think the monthly payments are 300."
Incorrect
The guest plans to work in kitchens for 10 years and then become a high school culinary teacher, expecting to earn $120,000 annually in California.
"I want to work in kitchens for like the next 10 years. And then I want to uh become a high school culinary teacher, which makes about 120K at my at my old public school."
Pending
The total cost of the guest's current car, a 2021 Toyota Corolla, was $25,000 after all associated expenses.
"The total was like 25 after everything."
Correct
The guest is advised to bring in an additional $1,000 per month to pay off debt within two years, after establishing a fully funded emergency fund of $4,000.
"Bring in 5,000 a month, being able to put a,000 towards the debt and paying off all debt within a couple years. That's fine. However you choose to bring in money as an adult, I do not care. I'm not going to enable and support it. But if you can put $1,000 to debt towards a month, you can pay this off in a couple years, then do a fully funded mercy fund and you'll be fine."
Pending
An emergency fund of $4,000 is recommended due to the guest's high expenses, including pet care and debt.
"So, what what's one month? Like 4,000. Yeah, cuz your expenses are crazy and your dog expenses and pet expenses are crazy and your debt expenses are crazy."
Pending
The guest has minimum monthly payments of $68 for Bank of America, $160 for Credit One, $37.25 for Ulta, and $397 for their Toyota, with a plan to pay $700 upfront towards the car.
"Minimum payments. Bank of America 68 credit 160 Alta 37 25 for Quicksilver on the apartment no m payment we're just going to try to pay that uh 700 out of the gate $397 for our Toyota"
Pending
The guest owes $137 annually on an Ulta credit card, with a $37 minimum monthly payment and additional fees for account protection.
"Okay, so you owe $137 a year. You just you're making your minimums. Uh $37. Well, there's what what is this? Fees and interest. 37's your minimum monthly. [ __ ] ton of fees this year. What are the fees for? Account or sure? You're paying for like some account protection."
Pending
The guest has a $1,300 balance on a credit card and has been offered a settlement of $700 to clear the debt.
"So, you owe $1,300 on there and they offered me to pay 700 to clear it."
Pending
The guest's 2021 Toyota Corolla is valued at $12,800, making them underwater on the loan by at least $2,000 despite a $7,000 down payment.
"Okay. It's worth 12,800. So, not only did you put $7,000 down, you're still underwater by a couple thousand bucks at a minimum."
Correct
The guest has a remaining balance of $1,300 on private student loans, with monthly payments of $300.
"The balance left is 1,300. I think the monthly payments are 300."
Pending
The guest unknowingly acquired private student loan debt after being enrolled in college orientation by her mother, despite not attending college. The debt was subsequently sent to her account without her full knowledge.
"I don't think so. The website's called Cedar Business. Yeah. Okay. Well, the student loans is because I started working my job like the summer after high school like my first restaurant job, and I told my mom I was still going to go to college. So, she like enlisted me in orientation and also applied for this debt that I didn't know."
Unrated
The guest is withholding rent payments to her landlord due to unmet amenity promises, resulting in a reduced amount owed. This suggests a potential conflict with property management and a precarious housing situation.
"No, I told them. I was like, I'm not paying until you guys get me my amenities. And they were like, 'Okay.' And then um and then but the only we only so the rent in total is 3,200, but we only owe 2,500 because it was only like a prrated month that we missed."
Pending
The guest and her roommate have not paid rent for multiple months due to issues with their apartment building, including a lack of amenities and security concerns like a car break-in.
"Yeah. No, I mean definitely like... We So, we we moved in in August. I paid first month and then we paid one month after that, but they wouldn't give us our garage fob. And then someone's car got broken into right outside my apartment."
Pending
Course Careers is presented as a solution for individuals seeking high-paying jobs without prior experience or a degree, by offering accessible online courses for in-demand career paths.
"If you want to land a highpaying job, but don't have experience or a degree, then you need to learn about course careers. It is the easiest way to land the highpaying career that you've been dreaming of."
Pending
The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards it, after establishing a one-month emergency fund, rather than focusing on the legality of her income sources.
"However you choose to bring in money as an adult, I do not care. I'm not going to enable and support it. But if you can put $1,000 to debt towards a month, you can pay this off in a couple years, then do a fully funded mercy fund and you'll be fine."
Pending
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"Should I do an emergency fund before I pay off my debt? One one month. So, what what's one month? Like 4,000. 4,000."
Correct
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"Two years. That's it. If you bring in an extra thousand bucks a month, bring in an extra two and you pay it off in a year."
Pending
The guest purchased a knife for cooking, a pet camera, and Spotify, indicating essential purchases amidst financial struggles.
"I bought a knife. Because I'm a cook. Pet camera, Spotify. And then there's the knife."
Pending
The guest moved back in with her mother after her mother faced eviction, highlighting a shared housing instability within the family.
"My mom was getting evicted, so I moved back in with her um because we were trying to move."
Correct
The guest expresses a paradoxical affection for living in Los Angeles despite acknowledging the prevalent issues of homelessness and drug use, suggesting a complex relationship with the city.
"I love LA. Oh yeah, that sounded great. I love crackheads and homeless people."
Pending
The guest purchased knives in Vietnam, including some for coworkers who reimbursed her, effectively negating those expenses.
"I bought I bought No, that was all from the same place. I bought them in Vietnam, but I bought some for my co-workers, too, and they paid me back for it. So, those are like void."
Correct
Despite claiming to only consume weed, the guest is purchasing energy drinks and snacks, contradicting her statement and indicating inconsistent spending habits.
"I buy like those are like energy drinks and snacks"
Correct
The guest's tendency to carry around straws and lack of other necessary items suggests a lack of preparedness and potentially impulsive spending habits.
"She carries around straws in my collection bag. No, I don't have anything."
Unrated
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Incorrect
The guest's spending includes frequent purchases at bars and energy drink brands, alongside mentions of 'whimo' and 'puffer energy', indicating a pattern of potentially unnecessary or impulsive consumption.
"And then the rest of it was like other shopping expens Irish pub. Irish pub. Puffer energy. Puffer energy. Whimo. Thought they stopped us in LA after they just burned them down constantly for no reason."
Pending
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"Uh, I mean, if you can put $1,000 to debt towards a month, you can pay this off in a couple years, then do a fully funded mercy fund and you'll be fine."
Pending
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"So, 700 or 750? 700."
Pending
The guest purchased a knife, justifying it as a necessary tool for her profession as a cook.
"I bought a knife. Because I'm a cook."
Correct
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Correct
The guest purchased a knife, justifying it as a necessary tool for her profession as a cook.
"The guest purchased a knife, justifying it as a necessary tool for her profession as a cook."
Correct
The guest purchased knives in Vietnam, including some for coworkers who reimbursed her, effectively negating those expenses.
"I bought I bought No, that was all from the same place. I bought them in Vietnam, but I bought some for my co-workers, too, and they paid me back for it. So, those are like void."
Correct
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed."
Correct
Despite claiming to only consume weed, the guest is purchasing energy drinks and snacks, contradicting her statement and indicating inconsistent spending habits.
"Despite claiming to only consume weed, the guest is purchasing energy drinks and snacks, contradicting her statement and indicating inconsistent spending habits."
Correct
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000."
Pending
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month."
Pending
The guest and her roommate have not paid rent for multiple months due to issues with their apartment building, including a lack of amenities and security concerns like a car break-in.
"The guest and her roommate have not paid rent for multiple months due to issues with their apartment building, including a lack of amenities and security concerns like a car break-in."
Pending
The guest is withholding rent payments to her landlord due to unmet amenity promises, resulting in a reduced amount owed. This suggests a potential conflict with property management and a precarious housing situation.
"The guest is withholding rent payments to her landlord due to unmet amenity promises, resulting in a reduced amount owed. This suggests a potential conflict with property management and a precarious housing situation."
Pending
Course Careers is presented as a solution for individuals seeking high-paying jobs without prior experience or a degree, by offering accessible online courses for in-demand career paths.
"Course Careers is presented as a solution for individuals seeking high-paying jobs without prior experience or a degree, by offering accessible online courses for in-demand career paths."
Pending
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards it, after establishing a one-month emergency fund, rather than focusing on the legality of her income sources."
Pending
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700."
Pending
The guest unknowingly acquired private student loan debt after being enrolled in college orientation by her mother, despite not attending college. The debt was subsequently sent to her account without her full knowledge.
"The guest unknowingly acquired private student loan debt after being enrolled in college orientation by her mother, despite not attending college. The debt was subsequently sent to her account without her full knowledge."
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed."
Pending
The guest expresses a paradoxical affection for living in Los Angeles despite acknowledging the prevalent issues of homelessness and drug use, suggesting a complex relationship with the city.
"The guest expresses a paradoxical affection for living in Los Angeles despite acknowledging the prevalent issues of homelessness and drug use, suggesting a complex relationship with the city."
Pending
The guest moved back in with her mother after her mother faced eviction, highlighting a shared housing instability within the family.
"The guest moved back in with her mother after her mother faced eviction, highlighting a shared housing instability within the family."
Correct
The guest's tendency to carry around straws and lack of other necessary items suggests a lack of preparedness and potentially impulsive spending habits.
"The guest's tendency to carry around straws and lack of other necessary items suggests a lack of preparedness and potentially impulsive spending habits."
Pending
The speaker expresses confidence in her ability to find a new sugar daddy quickly after a breakup.
"I can find another one. Like it's not that hard."
Unrated
The speaker outlines her standard rates for sugar daddy arrangements: $1,000 per meeting and $4,000 per month as an allowance.
"My going rate is $1,000 per meet and then $4,000 per month."
Pending
The speaker details an extra charge of $500 for a specific sexual request from a client.
"Like this guy wanted me to piss on his hand. $500 on top."
Unrated
The speaker mentions a peer who charges $1,200 per encounter as a sugar baby.
"My neighbor was a full-time sugar baby, so she charged 1,200 per guys."
Incorrect
A coworker charges $1,000 for a trip to San Diego.
"She went to San Diego for $1,000."
Unrated
Y refi offers student loan refinancing that considers more than just credit score, with guaranteed interest rates under 6%.
"If your private student loans are crushing you, Y refi might be exactly what you need. They don't rely on your credit score alone. They look for borrowers who have the desire and the ability to repay. That is a game changer in a market where most lenders only see a number. Interest rates under 6% guaranteed."
Pending
Y refi provides flexible payment plans and a co-signer release program for student loans.
"They offer structured payment plans to lower your monthly bill and even a co-signer release program so your mom and dad can step off the hook."
Correct
The speaker's rent has significantly decreased from $2,400 to $1,600.
"My rent used to be 24,400. That's... My rent is 1,500. No, 1,600."
Correct
The speaker's ex-boyfriend will continue to send her $1,500 per month until January.
"My ex-boyfriend is also still sending me 1,500 until January."
Correct
The speaker plans to work in kitchens for 10 years before becoming a high school culinary teacher, which she estimates earns $120K in California.
"I want to work in kitchens for like the next 10 years. And then I want to uh become a high school culinary teacher."
Pending
The speaker owes $1,300 on private student loans from Cedar Business, with projected monthly payments of $300.
"Cedar Business... the balance left is 1,300. I think the monthly payments are 300."
Incorrect
The student loan provider rejected a lump sum payment of $700 to clear the debt, instead offering a $300 payment plan.
"They offered me to pay 700 or whatever, you can just clear it. And then they were like, 'No, but we'll set up a payment plan for like 300.'"
Pending
The speaker owes her sister $1,000 for financial assistance received during a period of sick leave from work.
"I owe $1,000 to my sister. She just gave me money. I got for... I got sick and I took time off work."
Correct
The speaker and her roommate have withheld rent for several months due to issues with garage fobs and a car break-in.
"We moved in in August. I paid first month and then we paid one month after that, but they wouldn't give us our garage fob. And then someone's car got broken into right outside my apartment."
Correct
The total rent owed for the apartment is $2,500, which accounts for a prorated month.
"The rent in total is 3,200, but we only owe 2,500 because it was only like a prrated month that we missed."
Pending
The speaker has an open claim with the LA Housing Department regarding a dispute over garage fobs.
"I have a claim open with the LA Housing Department for my for me for... the garage fob situation."
Pending
The speaker broke her lease in Hollywood due to safety concerns, including a homeless person sleeping outside her window.
"I broke my lease. I was living in Hollywood... there was a homeless man sleeping outside of my apartment window."
Pending
The speaker budgets $1,000 per month for pet care, including food and insurance.
"My dogs and my two cats... I spend like two 300 I would say. I'm currently affording... I'm currently expecting like $1,000 a month on my pets."
Pending
The speaker's minimum survival expenses ($4,370) exceed her projected income ($4,000), indicating a financial deficit that necessitates additional income sources.
"minimum is 4,37. So you're already out like you have to suck to survive. And I don't like that. That's not a position anyone should be in."
Correct
The speaker can pay off her debt within two years by earning an extra $1,000 per month, or within one year by earning an extra $2,000 per month.
"If you bring in an extra thousand bucks a month, you can pay this off in a couple years. If you bring in an extra two and you pay it off in a year."
Pending
Course Careers is recommended as a way to secure a high-paying job without prior experience or a degree.
"If you want to land a highpaying job, but don't have experience or a degree, then you need to learn about course careers. It is the easiest way to land the highpaying career that you've been dreaming of."
Pending
Course Careers offers free introductory courses for various careers, covering job specifics, salary potential, and job search strategies.
"Their courses teach you everything you need to know to land your first entry-level job. and they have a 100% free introductory course for each career that teaches you all about what the job is like, how much money you'd make, and how exactly to land your first job with starting from scratch."
Pending