It's Official: Trump Is Going To Reset The Fed In 2026
Published: 2026-01-09
Status:
Available
|
Analyzed
Published: 2026-01-09
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 13
Prediction
Topic
Status
President Trump will officially change leadership at the Federal Reserve Bank on May 15, 2026.
"On May 15th, 2026, we are going to see the biggest economic shakeup of the decade because President Trump is going to officially reset the leadership at the Federal Reserve Bank."
Pending
President Trump decided on the new Federal Reserve Bank leader on January 8, 2026.
"Because on January 8th, 2026, President Trump announced that he made up his mind on who is going to be the new leader at the Federal Reserve Bank."
Correct
Jerome Powell's term as Fed Chair ends May 15, 2026, and President Trump will appoint a successor.
"But that might be changing. On May 15, 2026, Jerome Powell's term as the head of the Federal Reserve Bank is going to be coming to an end. And President Trump is going to appoint a new head to the Federal Reserve Bank."
Pending
President Trump intends for the Federal Reserve to consult with him on decisions regarding interest rates and money printing.
"President Trump has also said that he doesn't want the Federal Reserve Bank to be completely independent from the government anymore because he wants the Federal Reserve Bank to start consulting with the president, President Trump, on decisions, specifically when it comes to interest rates and money printing."
Incorrect
The upcoming changes in May 2026 will alter the economy and create new investment opportunities.
"These changes which are coming in May 2026 are going to change the way that money and our economy operates which is going to change investment opportunities in 2026."
Pending
A free live investor workshop will be held on January 13, 2026, to discuss economic and investment changes.
"Which is why again on January 13th 2026 I'm hosting a live and free investor workshop because our economy is changing faster than ever and investment opportunities are changing faster than ever."
Correct
Four of the seven Federal Reserve governors are nominees of President Trump.
"Now, four out of these seven picks are President Trump nominees."
Correct
President Trump plans to replace Jerome Powell on May 15th with someone aligned with his directives.
"And this is where on May 15th, President Trump is going to replace Jerome Powell with somebody who he believes is going to do what President Trump wants."
Incorrect
President Trump is seeking to replace Lisa Cook; if successful after the January hearing, he would have five appointees on the Federal Reserve Board of Governors.
"President Trump is also working to remove another Federal Reserve Bank official, Lisa Cook. That way he can replace her with one of his own picks. Now, up until now, the Supreme Court has said that the Trump administration cannot fire Lisa Cook. However, the formal hearing is going to start in January. So, if that were to happen, that would mean that five of these governors, five of these votes are Trump appointees."
Pending
The Trump administration desires lower interest rates and more stimulus, which may become more achievable if they secure five appointees on the Federal Reserve Board.
"Now, up until now, the Supreme Court has said that the Trump administration cannot fire Lisa Cook. However, the formal hearing is going to start in January. So, if that were to happen, that would mean that five of these governors, five of these votes are Trump appointees. Now, structure and politics aside, why does this matter? Because we know that the Trump administration, the government wants lower interest rates. They want more stimulus."
Pending
Rising interest rates are predicted to lead to a decrease in investment, stock prices, and real estate prices.
"When interest rates go up, you start to see investing go down, asset prices go down. When interest rates go up, that generally means stock prices go down. That generally means real estate prices go down."
Correct
Continued low interest rates would have accelerated asset price growth.
"But if interest rates continued to stay low, we would have seen asset prices grow even faster."
Correct
The period between 2020-2022 saw booming asset markets driven by widespread borrowing at low interest rates for investment in stocks, real estate, and crypto, leading to sky-high valuations.
"Because we remember between 2020 to 2022, the stock market was booming, the housing market was booming, every asset class was going through the roof because, well, people were borrowing as much money as possible at super low interest rates and just dumping them into stocks, real estate, crypto, and every other asset that you can imagine, which is why valuations skyrocket during the time."
Correct
Lower interest rates can lead to inflation as a consequence.
"But there is a consequence of lower interest rates as well, which oftentimes is inflation."
Correct
A decrease in mortgage rates could lead to increased home buying, bidding wars, and subsequently, rising home prices.
"And if more people started buying houses, you will start to see more offers on houses and potentially more bidding wars on houses. And if we start to see more bidding wars on houses, well then home prices can then start to go up again."
Pending
Lower interest rates can trigger inflation by increasing spending and driving up the prices of goods.
"And so the ultimate question is how much higher are these asset prices going to go up relative to how much money you would save on your mortgage. But this is where lower interest rates can also cause inflation because they cause the price of things to go up because more spending happens."
Correct
Rising home prices may encourage cash-out refinances, increasing consumer spending power.
"Not to mention that if home prices start to go up again, people are going to want to start doing cash out refinances. And if people say, 'hm, I have more equity in my house and I can borrow money at 4%. Let me take out as much money as possible.' And now people have more money to spend."
Correct
Lower interest rates, despite making purchases cheaper, lead to inflation, which negatively impacts the average person by increasing the cost of goods.
"That's why lower interest rates, while they seem like a good thing because you can buy a car, you can buy a house cheaper in general, lower interest rates cause more inflation and that hurts the average person because that makes the price of things more expensive."
Correct
Higher interest rates, though making borrowing costly, can moderate asset price growth, potentially increasing accessibility for investors.
"Higher interest rates, while they make borrowing more expensive, they cause asset prices to cool down or at least not grow as fast, which makes it more accessible for more people to go out and actually invest."
Correct
The Federal Reserve's decisions on interest rates, stimulus, and money printing are guided by inflation and the job market.
"The Federal Reserve Bank when it comes to making decisions about interest rates, about stimulus and money printing, they're supposed to make the decision based off of two things. That is number one, inflation, and number two, the job market."
Pending
High inflation typically leads to higher interest rates to cool the economy, while low inflation allows for interest rate cuts to stimulate it.
"If you have high inflation, then you generally want higher interest rates to cool down the economy. If you have low inflation, well then you can cut interest rates to heat up the economy."
Pending
A weak job market typically prompts interest rate cuts to stimulate the economy, while a strong job market may lead to interest rate hikes to cool it down.
"When you have a bad job market, you will generally cut interest rates to stimulate spending, stimulate borrowing, stimulate the job market. If you have a super hot job market where everybody has a job, well then you can raise interest rates as again a way to cool down the economy."
Pending
In early 2026, the economy faces a dilemma with persistent inflation concerns and a weak job market.
"Well, right now in the beginning of 2026, we're seeing a very unique problem. On one hand, inflation is still there. It hasn't gone away. And people are concerned that it's going to continue going higher partially because of tariffs, partially because of everything else going on with the dollar. So, there's still concerns about inflation and inflation rising. At the same time, the job market is not doing so hot."
Correct
AI is a contributing factor to the slowdown in job market growth, as companies increasingly utilize AI agents instead of human employees.
"Now, part of the reason why the job market hasn't been growing so much is because of AI. Companies just don't need as many physical employees because they can hire AI agents."
Correct
The Federal Reserve faces a dilemma: cutting interest rates to boost the job market could worsen inflation, while raising rates to combat inflation could harm the job market.
"And this is where things get a little tricky because if you cut interest rates to stimulate the job market, that could also stimulate the bad inflation problem. But if you raise interest rates to cool down inflation and get that completely under control, well, the job market's going to suffer."
Pending
The Trump administration's efforts to change Federal Reserve leadership are aimed at encouraging lower interest rates.
"And now the Trump administration is working to change the the leadership here at the Federal Reserve Bank. That way, the Federal Reserve Bank will want to cut interest rates more because we know that that's what the Trump administration wants."
Correct
Achieving lower interest rates through Fed appointments could boost the job and stock markets but potentially exacerbate inflation.
"And if they can get more people in the Fed to vote for lower interest rates, well, that can then drive interest rates lower. If it drive interest rates lower, that can benefit the job market. It can benefit the stock market. But that could hurt now the inflation problem."
Pending
Inflation, driven by increased money creation, is predicted to benefit investors in the long run.
"And we know that when more money gets created that inflation benefits investors period over the long run."
Pending
An upcoming economic shift is expected to benefit investors more than the average person.
"And we know that this shift that is coming is going to be beneficial for investors not the average person."
Pending
Lower interest rates and increased money printing are primarily advantageous to investors, not consumers or employees.
"Lower interest rates generally benefit investors not the consumer not the employee. More money printing generally benefits the investor not the consumer not the employee."
Pending
Over the past 50+ years, inflation has historically benefited investors more than employees, as evidenced by recent years where wage increases did not outpace inflation.
"And we know not just over the last five years, but over the last 50 plus years that inflation has benefited investors more than employees. How do we know that? Over the last 5 years, inflation was around 25 26%. Wages went up by around 20% 22%. Which means you got a raise over the last five, six years, but your raise wasn't enough to keep up with inflation."
Correct
While the stock market saw significant growth over the last five to six years, average worker salaries did not keep pace with inflation, leading to a wealth disparity where investors became richer.
"Not to mention that over those same last five or six years, the stock market has grown by around 80 to 90%. So the inflation made the average person poorer because your salary didn't keep up with inflation for the median worker while the investor became wealthier."
Correct
A live investor workshop on January 13th will educate attendees on economic changes and how these changes present investment opportunities.
"This is why it is so important for you number one be financially educated but also understand how to invest your money which is why again on January 13th I have my live investor workshop where I'll be showing you not just how the economy is changing but how these changes create investment opportunities."
Correct
Individuals with credit card debt or less than $2,000 in savings are considered to be in the 'financial danger zone'.
"If you have credit card debt paid off, if you don't have any savings, you got to get a couple thousand of savings. Period. If you don't have $2,000 of savings or if you are in credit card debt, I call this the financial danger zone."
Correct
Exiting the 'financial danger zone' requires immediate and drastic measures, including cutting non-essential spending like dining out, vacations, and subscriptions.
"And you got to do anything and everything you can to get out of this financial danger zone as fast as possible. That means no restaurants, no vacations, no Netflix until you get out of the financial danger zone."
Correct
The 751510 rule suggests allocating 75% of earnings for spending, a minimum of 15% for investing, and a minimum of 10% for saving.
"I teach something called 751510. You can come up with whatever you want. But 751510 says for every dollar that you earn from here on out, 75 cents is the maximum that you spend. 15 cents is the minimum that you invest. 10 cents is the minimum that you save."
Correct
Contrary to common belief, savings, while safe, lose purchasing power due to inflation, thus not contributing to wealth creation.
"You probably grew up, if you're like most people, thinking that you need to save money to become wealthy because savings are safe. You know how much your savings are worth. Well, when you have inflation, your savings are effectively making you poorer."
Correct
Traditional and even high-yield savings accounts offer interest rates that are typically lower than inflation, resulting in a loss of purchasing power for savings.
"Because if you have $10,000 in the bank and your bank is paying you next to nothing, because most banks are paying you next to nothing. If you have a high yield savings account, now you're making a little bit more. But with a high yield savings account, remember, you're still not there making money. You're just trying to beat inflation, especially after you pay taxes on that interest. But if you were in a traditional savings account, you're making 0.1% 0.5% if you're lucky, while inflation is 2 or 3% and that's the reported numbers."
Pending
The purchasing power of savings has significantly decreased over the past five to six years, meaning $10,000 buys considerably less today than it did previously.
"So if you have $10,000 in the bank, that $10,000 buys you less and less stuff every single year. I mean, just think about the last 5 years. How much could you buy in 2020 or 2021 with $10,000 versus today? You buy a whole lot less today than you could five or six years ago."
Correct
Markets are cyclical, experiencing downturns and crashes, but historically, they have shown long-term upward trends despite recessions.
"It doesn't mean that markets only go straight up. Markets go up and down. It's a part of the economic system. Markets fell in 2022. They crashed in 2020 and then boomed in 2020 after that. But over the last 100 years, we have seen 16 recessions. Over the last 100 years, we have seen 25 market crashes. It's a part of the economy. Yet over the long term, despite the recessions, despite the market crashes, markets have gone up and that's the mindset you have to have."
Pending
A recommended investment strategy involves consistently investing in the S&P 500, termed 'Always Be Buying' (ABB), rather than attempting to pick individual winning stocks.
"What a lot of people teach, and I think it's a great strategy for many people, is you just invest your money into something like the general stock market, the S&P 500. And what that means now is instead of trying to pick the next Amazon, the next Tesla, you're going to try to just put your money in the market and do this regularly. I call this AB, always be buying."
Pending
The ETF SPY offers exposure to the S&P 500, facilitating the 'Always Be Buying' investment strategy.
"one ETF that can help you do that is something like SPY, SPY, which gives you exposure to the S&P 500."
Pending
According to USA Today, the average American will require $1.5 million for a comfortable retirement.
"And also now according to USA Today the average American is going to need $1.5 million to retire comfortably. Not flying first class to retire comfortably."
Pending
Achieving a 13% annual return instead of the market average of 10% on a $500 monthly investment over 30 years could result in approximately $1.7 million, significantly more than the $1 million from a 10% return.
"And the reason why is because due to inflation, due to the way that our economy is moving, just meeting the markets is not going to be enough unless you have a lot of money to invest every single week. Because a 10% return on $500 a month over the next 30 years is about a million bucks... But if you do the same thing, $500 a month for 30 years, but now you get 13% a year, now you're going to have about $1.7 million."
Pending
Investing outside the broad market carries higher risk but can yield better returns for those willing to invest time in research and work.
"Yes, of course, there's risk involved. Yes, of course you take on more risk if you invest not in the broad market. But if you're willing to put in the work, if you're willing to do the research, it can not is, but it can be possible for some people."
Pending
A leadership change at the Federal Reserve Bank is scheduled for May 15, 2026, coinciding with the expiration of Jerome Powell's term as Chairman.
"On May 15th, 2026, we're going to see a shift at the Federal Reserve Bank. Remember, each Fed governor, their term lasts about 14 years. And the chairman of the Federal Reserve Bank, Jerome Powell, his term expires on May 15th, 2026."
Pending
President Trump intends to replace Jerome Powell with a compliant successor and wants the Federal Reserve to consult with the government on economic growth strategies, including lowering interest rates.
"But now, President Trump has made it clear that he does not like Jerome Powell and he wants to replace him with somebody who's going to listen to President Trump. Not just that, he also wants the Federal Reserve Bank to now start consulting with the government on ideas on how to grow the economy. President Trump wants lower interest rates."
Pending
A Federal Reserve shakeup could lead to lower interest rates, benefiting consumers through reduced loan costs but potentially increasing inflation.
"We know that now if we see a shakeup at the Federal Reserve Bank that we could be seeing lower interest rates as a result of that. If we see lower interest rates that can bring mortgage rates down, car loan rates down, other things like that, but that can also stimulate more inflation."
Pending
On December 1, 2025, the Federal Reserve ended Quantitative Tightening (QT), transitioning from removing money to printing more money.
"On December 1st, 2025, the Federal Reserve Bank flipped their economic policy by ending QT. What that means in plain English is the Fed went from trying to remove extra money from our economy to now printing more money."
Incorrect
President Trump will officially change the leadership of the Federal Reserve Bank on May 15, 2026, marking a significant economic shift.
"On May 15th, 2026, we are going to see the biggest economic shakeup of the decade because President Trump is going to officially reset the leadership at the Federal Reserve Bank."
Pending
President Trump decided on the new leader for the Federal Reserve Bank on January 8, 2026.
"Because on January 8th, 2026, President Trump announced that he made up his mind on who is going to be the new leader at the Federal Reserve Bank."
Correct
Jerome Powell's term as Federal Reserve Bank head will conclude on May 15, 2026.
"On May 15, 2026, Jerome Powell's term as the head of the Federal Reserve Bank is going to be coming to an end."
Pending
President Trump will only appoint a Federal Reserve chairman who agrees with him, stating anyone who disagrees will not be considered.
"President Trump has made it very clear that he's not going to appoint anybody who does not agree with everything he says. Quote, 'Anybody that disagrees with me, President Trump, will never be the Fed chairman.'"
Incorrect
The Federal Reserve has the power to control interest rates and money printing.
"they have the ability to control two things. Number one is they can control interest rates. And number two is they can control money printing."
Pending
Lower interest rates are predicted to lead to faster growth in asset prices, including stocks and real estate.
"When interest rates go up, that generally means stock prices go down. That generally means real estate prices go down. Now, over the last few years where we saw higher interest rates, we didn't see the stock market go down. We saw the stock market go up. We saw the real estate market kind of slow down. But if interest rates continued to stay low, we would have seen asset prices grow even faster."
Correct
Lower interest rates are expected to cause inflation, making goods and services more expensive for the average person.
"lower interest rates cause more inflation and that hurts the average person because that makes the price of things more expensive."
Pending
In early 2026, the Federal Reserve faces a dilemma with persistent inflation and a struggling job market.
"right now in the beginning of 2026, we're seeing a very unique problem. On one hand, inflation is still there. It hasn't gone away. And people are concerned that it's going to continue going higher... At the same time, the job market is not doing so hot."
Correct
AI is a contributing factor to the slow growth in the job market as companies are replacing human employees with AI agents.
"part of the reason why the job market hasn't been growing so much is because of AI. Companies just don't need as many physical employees because they can hire AI agents."
Correct
The Trump administration is influencing the Federal Reserve's leadership with the goal of them cutting interest rates.
"the Trump administration is working to change the the leadership here at the Federal Reserve Bank. That way, the Federal Reserve Bank will want to cut interest rates more because we know that that's what the Trump administration wants."
Correct
The creation of more money (inflation) is predicted to benefit investors in the long run.
"when more money gets created that inflation benefits investors period over the long run"
Correct
Lower interest rates and increased money printing are expected to benefit investors more than consumers or employees.
"Lower interest rates generally benefit investors not the consumer not the employee. More money printing generally benefits the investor not the consumer not the employee."
Correct
Historically, inflation has benefited investors more than employees, as wages have not kept pace with the rise in prices, making the average person poorer while investors grow wealthier.
"over the last 50 plus years that inflation has benefited investors more than employees. How do we know that? Over the last 5 years, inflation was around 25 26%. Wages went up by around 20% 22%. Which means you got a raise over the last five, six years, but your raise wasn't enough to keep up with inflation... the inflation made the average person poorer because your salary didn't keep up with inflation for the median worker while the investor became wealthier."
Correct
Achieving a 13% annual return on investment, which is slightly better than the market average of 10%, can lead to significantly more wealth accumulation over time, potentially an additional $700,000 on a $500 monthly investment over 30 years.
"if you can shoot for just 13% a year, which is slightly better than the markets because the markets have averaged 10% a year. So, if you can shoot for just a little bit better, you can see significantly more wealth on the back end. Because if you invest $500 a month, get the 10% a year for 30 years, you can have about a million bucks. But if you do the same thing, $500 a month for 30 years, but now you get 13% a year, now you're going to have about $1.7 million."
Pending
A significant shift at the Federal Reserve Bank is expected on May 15, 2026.
"On May 15th, 2026, we're going to see a shift at the Federal Reserve Bank."
Pending
President Trump intends to replace Jerome Powell as Federal Reserve Chairman with someone who will align with his directives.
"He was originally appointed by President Trump. But now, President Trump has made it clear that he does not like Jerome Powell and he wants to replace him with somebody who's going to listen to President Trump."
Incorrect
President Trump wants the Federal Reserve Bank to begin consulting with the government on economic growth strategies.
"he also wants the Federal Reserve Bank to now start consulting with the government on ideas on how to grow the economy."
Incorrect
President Trump will officially change the leadership at the Federal Reserve Bank on May 15, 2026.
"On May 15th, 2026, we are going to see the biggest economic shakeup of the decade because President Trump is going to officially reset the leadership at the Federal Reserve Bank."
Pending
A reduction in interest rates could lead to lower mortgage and car loan rates but is also likely to stimulate inflation.
"If we see lower interest rates that can bring mortgage rates down, car loan rates down, other things like that, but that can also stimulate more inflation."
Pending
President Trump decided on the new leader for the Federal Reserve Bank on January 8, 2026.
"on January 8th, 2026, President Trump announced that he made up his mind on who is going to be the new leader at the Federal Reserve Bank."
Correct
The Federal Reserve ended Quantitative Tightening (QT) on December 1, 2025, shifting from removing money to printing more money.
"On December 1st, 2025, the Federal Reserve Bank flipped their economic policy by ending QT. What that means in plain English is the Fed went from trying to remove extra money from our economy to now printing more money."
Incorrect
President Trump desires lower interest rates.
"President Trump wants lower interest rates."
Pending
President Trump plans to end the Federal Reserve Bank's complete independence and have it consult with the government on interest rates and money printing.
"President Trump has also said that he doesn't want the Federal Reserve Bank to be completely independent from the government anymore because he wants the Federal Reserve Bank to start consulting with the president, President Trump, on decisions, specifically when it comes to interest rates and money printing."
Pending
Jerome Powell's term as Fed chair ends on May 15, 2026, and President Trump will appoint a replacement.
"On May 15, 2026, Jerome Powell's term as the head of the Federal Reserve Bank is going to be coming to an end. And President Trump is going to appoint a new head to the Federal Reserve Bank."
Pending
President Trump will only appoint a Federal Reserve chairman who agrees with him.
"President Trump has made it very clear that he's not going to appoint anybody who does not agree with everything he says. Quote, 'Anybody that disagrees with me, President Trump, will never be the Fed chairman.'"
Incorrect
President Trump will replace Jerome Powell as Fed chair on May 15th with someone aligned with his objectives.
"And this is where on May 15th, President Trump is going to replace Jerome Powell with somebody who he believes is going to do what President Trump wants."
Incorrect
President Trump is attempting to remove Lisa Cook from the Federal Reserve Bank to appoint one of his own nominees.
"President Trump is also working to remove another Federal Reserve Bank official, Lisa Cook. That way he can replace her with one of his own picks."
Pending
The Trump administration favors lower interest rates and increased economic stimulus.
"the Trump administration, the government wants lower interest rates. They want more stimulus."
Incorrect
Rising interest rates are predicted to decrease stock and real estate prices.
"when interest rates go up, you start to see investing go down, asset prices go down. That generally means stock prices go down. That generally means real estate prices go down."
Correct
Higher interest rates are expected to lead to declines in stock and real estate prices.
"when interest rates go up, that generally means stock prices go down. That generally means real estate prices go down."
Pending
Sustained low interest rates would have accelerated asset price growth.
"if interest rates continued to stay low, we would have seen asset prices grow even faster."
Correct
Between 2020 and 2022, low interest rates fueled a boom in stocks, housing, and other assets, causing valuations to surge.
"between 2020 to 2022, the stock market was booming, the housing market was booming, every asset class was going through the roof because, well, people were borrowing as much money as possible at super low interest rates and just dumping them into stocks, real estate, crypto, and every other asset that you can imagine, which is why valuations skyrocket during the time."
Correct
Lower interest rates are expected to increase inflation, making goods more expensive for the average person.
"lower interest rates cause more inflation and that hurts the average person because that makes the price of things more expensive."
Correct
Higher interest rates may decrease asset price growth, potentially making investing more accessible.
"Higher interest rates, while they make borrowing more expensive, they cause asset prices to cool down or at least not grow as fast, which makes it more accessible for more people to go out and actually invest."
Correct
Federal Reserve decisions on interest rates, stimulus, and money printing are based on inflation and the job market.
"the Federal Reserve Bank when it comes to making decisions about interest rates, about stimulus and money printing, they're supposed to make the decision based off of two things. That is number one, inflation, and number two, the job market."
Pending
High inflation suggests raising interest rates, while low inflation allows for cutting interest rates.
"If you have high inflation, then you generally want higher interest rates to cool down the economy. If you have low inflation, well then you can cut interest rates to heat up the economy."
Correct
A weak job market warrants interest rate cuts to stimulate the economy, while a strong job market may lead to rate hikes to cool it down.
"When you have a bad job market, you will generally cut interest rates to stimulate spending, stimulate borrowing, stimulate the job market. If you have a super hot job market where everybody has a job, well then you can raise interest rates as again a way to cool down the economy."
Correct
In early 2026, inflation remains a concern and is expected to rise.
"beginning of 2026, we're seeing a very unique problem. On one hand, inflation is still there. It hasn't gone away. And people are concerned that it's going to continue going higher."
Correct
Despite record highs in the stock market and GDP growth, the job market in early 2026 is performing poorly.
"At the same time, the job market is not doing so hot. We see that the stock market is breaking record highs. We know that a GDP is growing, but the job market is not."
Incorrect
AI adoption is contributing to slow job market growth as companies require fewer human employees.
"part of the reason why the job market hasn't been growing so much is because of AI. Companies just don't need as many physical employees because they can hire AI agents."
Correct
Cutting interest rates to boost the job market risks worsening inflation, while raising rates to combat inflation could harm the job market.
"if you cut interest rates to stimulate the job market, that could also stimulate the bad inflation problem. But if you raise interest rates to cool down inflation and get that completely under control, well, the job market's going to suffer."
Pending
Lowering interest rates through Federal Reserve appointments could benefit the job and stock markets but exacerbate inflation.
"if they can get more people in the Fed to vote for lower interest rates, well, that can then drive interest rates lower. If it drive interest rates lower, that can benefit the job market. It can benefit the stock market. But that could hurt now the inflation problem."
Pending
The creation of more money, leading to inflation, is expected to benefit investors in the long term.
"when more money gets created that inflation benefits investors period over the long run"
Pending
An upcoming economic shift is predicted to benefit investors more than the average person.
"this shift that is coming is going to be beneficial for investors not the average person."
Correct
Increased money printing is anticipated to benefit investors rather than consumers or employees.
"More money printing generally benefits the investor not the consumer not the employee."
Correct
Over the past five years, wage increases have lagged behind inflation, causing a decrease in real income for the average worker.
"Over the last 5 years, inflation was around 25 26%. Wages went up by around 20% 22%. Which means you got a raise over the last five, six years, but your raise wasn't enough to keep up with inflation."
Correct
The stock market experienced growth of 80-90% over the past five to six years.
"over those same last five or six years, the stock market has grown by around 80 to 90%."
Incorrect
Inflation has made average individuals poorer due to stagnant salaries, while investors have become wealthier.
"the inflation made the average person poorer because your salary didn't keep up with inflation for the median worker while the investor became wealthier."
Correct
Continued money injection through debt or printing is expected to favor investors.
"if we continue to pump more money whether it's through debt or money printing that benefits the investor."
Correct
Inflation erodes the purchasing power of savings, making individuals effectively poorer.
"Well, when you have inflation, your savings are effectively making you poorer."
Correct
Traditional savings accounts and even high-yield savings accounts often fail to outpace inflation after taxes, leading to a decrease in real savings value.
"if you have $10,000 in the bank and your bank is paying you next to nothing, because most banks are paying you next to nothing. If you have a high yield savings account, now you're making a little bit more. But with a high yield savings account, remember, you're still not there making money. You're just trying to beat inflation, especially after you pay taxes on that interest."
Correct
Inflation reduces the purchasing power of money held in savings accounts over time.
"if you have $10,000 in the bank, that $10,000 buys you less and less stuff every single year."
Correct
Markets experienced a fall in 2022, a crash in 2020, followed by a boom in the same year.
"Markets fell in 2022. They crashed in 2020 and then boomed in 2020 after that."
Correct
Historically, there have been 16 recessions and 25 market crashes over the past 100 years.
"over the last 100 years, we have seen 16 recessions. Over the last 100 years, we have seen 25 market crashes. It's a part of the economy."
Pending
Despite economic downturns and market crashes, the stock market has shown an upward trend over the long term.
"over the long term, despite the recessions, despite the market crashes, markets have gone up"
Pending
The 'Always Be Buying' (ABB) strategy involves regularly investing money into the market.
"you're going to try to just put your money in the market and do this regularly. I call this AB, always be buying."
Correct
The ETF SPY provides exposure to the S&P 500.
"one ETF that can help you do that is something like SPY, SPY, which gives you exposure to the S&P 500."
Pending
The average American will require $1.5 million for a comfortable retirement, according to USA Today.
"according to USA Today the average American is going to need $1.5 million to retire comfortably."
Pending
Aiming for a 13% annual return, slightly exceeding the market's average of 10%, can lead to significantly more wealth.
"if you can shoot for just 13% a year, which is slightly better than the markets because the markets have averaged 10% a year."
Correct
Investing $500 per month at a 13% annual return over 30 years could result in approximately $1.7 million.
"if you do the same thing, $500 a month for 30 years, but now you get 13% a year, now you're going to have about $1.7 million."
Pending
A shift in leadership at the Federal Reserve Bank is expected on May 15, 2026.
"On May 15th, 2026, we're going to see a shift at the Federal Reserve Bank."
Pending
Jerome Powell's term as Federal Reserve Chairman concludes on May 15, 2026.
"the chairman of the Federal Reserve Bank, Jerome Powell, his term expires on May 15th, 2026."
Pending
President Trump is advocating for lower interest rates.
"President Trump wants lower interest rates."
Correct
A Federal Reserve shakeup could lead to a reduction in interest rates.
"If we see a shakeup at the Federal Reserve Bank that we could be seeing lower interest rates as a result of that."
Pending
Lower interest rates are expected to decrease mortgage and car loan rates, but also increase inflation.
"If we see lower interest rates that can bring mortgage rates down, car loan rates down, other things like that, but that can also stimulate more inflation."
Correct
On December 1, 2025, the Federal Reserve Bank shifted its economic policy by ending Quantitative Tightening (QT), moving from removing money to printing more.
"On December 1st, 2025, the Federal Reserve Bank flipped their economic policy by ending QT. What that means in plain English is the Fed went from trying to remove extra money from our economy to now printing more money."
Incorrect