How Much Home You Can Afford in 2025 (By Salary)

"Personally, I believe that yes, they will [get back down to 4%]. However, I mean, I'm just going to be honest with you. I don't think that that's going to happen anytime soon. I would say don't expect that in 2025."

"All I can tell you is that there are very powerful forces at play and over time, I think that rates are going to come back down to this level [4%]."