You’ll Never Own Your Home (The 50 Year Mortgage)

Published: 2025-11-13
Status: Analyzed

Predictions from this Video

Total: 3
Correct: 0
Incorrect: 0
Pending: 3
Prediction
Topic
Status
An investment of $219 per month into a market ETF (like VOO), assuming a conservative 7% average yearly return, would grow to approximately $1.2 million over 50 years.
"History shows it should grow anywhere between 8 to 10% per year. But let's be conservative and assume a 7% yearly return on average. Over 50 years, that $219 a month investment would grow to about $1.2 million."
VOO
Pending
An investment of $219 per month into Bitcoin, assuming an average yearly return of 12% over 50 years, would grow to approximately $8.5 million.
"let's say that over 50 years, Bitcoin's average would come down to about 12% per year. That means your $219 a month investment over 50 years would grow to about $8.5 million."
BTC
Pending
If 50-year mortgages become widely available, home prices in the US market will increase by approximately 10% to offset the lower monthly payments, negating any affordability benefits.
"If the 50-year mortgage option becomes a thing. Prices would adjust upward. So, yes, technically, if you look at a 50-year loan, the monthly payment is about 10% cheaper. But if you suddenly gave the entire US market a 10% discount, home prices would just go up by about the same amount, which means that longer mortgages don't solve affordability."
Home prices
Pending