ilmscore | Where and How Should You INVEST in 2026? | Investment Strategy 2026 | Ankur Warikoo Hindi

Where and How Should You INVEST in 2026? | Investment Strategy 2026 | Ankur Warikoo Hindi

Published: 2025-11-08
Status: Available | Analyzed

Predictions from this Video

Total: 11
Correct: 0
Incorrect: 0
Pending: 11
Unrated: 0
Prediction
Topic
Status
Provides a framework for investing ₹1 lakh in the current year, categorized by risk appetite.
"So if you have to invest ₹1 lakh this year, what should be the approach?"
Investment Strategy
Pending
For conservative investors with ₹10 lakh, allocate 60% to large-cap equity, 30% to debt funds, and 10% to gold ETFs.
"So out of Rs 10 lakh, you should keep Rs 6 lakh in equity. But that too only in large caps. And then they say invest ₹3 lakh in day fund and ₹1 lakh in gold ETF."
Investment Allocation (Conservative)
Pending
For moderate-risk investors, allocate 70% to equity (50-55% large-cap, 20-25% mid-cap, rest small-cap), 20% to debt funds, and 10% to gold ETFs.
"Then the recommendation is that you invest ₹7 lakh in equity. ₹2 lakh in day fund, still ₹1 lakh in Gold ETF. Even in equity of Rs 7 lakh, the recommendation is to invest 50-55% in large caps and mostly in large caps. About 20-25% we can invest in mid cap and the rest in small cap."
Investment Allocation (Moderate Risk)
Pending
For aggressive investors, allocate 80% to equity, 10% to debt mutual funds, and 10% to gold ETFs.
"If you are an aggressive investor, you are ready to take risks and you are perhaps willing to go the extra mile, invest ₹8 lakh in equity. ₹1 lakh in debt mutual funds and ₹1 lakh in gold ETFs."
Investment Allocation (Aggressive Risk)
Pending
Gold and silver are expected to be volatile in the near term, and investors should consider a decade-long investment horizon for these assets.
"high volatility or a lot of fluctuations is expected in silver and gold in the near term, so please expect a lot of fluctuations in gold and silver. So if you invest in these then prefer this to be a decade long investment."
Gold Investment Horizon
Pending
For funds needed within 3 years, regardless of risk profile, invest exclusively in debt mutual funds for predictable returns.
"If you need any money within 3 years and you know how much you will need, please invest it in a debt mutual fund only, irrespective of what your risk profile is."
Short-Term Investment Horizon
Pending
Small and mid-cap investments require a minimum holding period of 5 to 10 years due to potential for significant corrections.
"if you invest anywhere in small cap or mid cap, please keep a minimum horizon of 5 to 10 years."
Small and Mid-Cap Investment Horizon
Pending
Small and mid-cap stocks are predicted to correct (decline) within the next 3 years, presenting a buying opportunity for quality stocks, especially through SIPs.
"It is almost written that in the next 3 years, small cap and mid cap will correct, meaning they will go down. And that could be a great opportunity for you to buy good quality small caps. If you have done an SIP."
Correction Expectation (Small/Mid-Cap)
Pending
The speaker plans to allocate 30% to the US market, 40% to the Indian market (split 50% large-cap, 25% mid-cap, 25% small-cap), 10% to crypto, 7% to gold (via digital gold SIP), and the remainder to private startups for 2026.
"Of the ₹100 that I plan to invest. I would put around ₹30 in the US market. That needn't be directly. ... I will invest around 40% in the Indian market and if that too is split then 50% will be large cap, 25% mid cap, 25% small cap. Of the remaining 30%, 10% will continue to be my crypto. ... about 7% of our allocation is in gold. And then the remaining are private investments which are my private startups."
Personal Investment Allocation (2026)
Pending
For lump sum investments, invest 25% immediately and spread the remaining 75% over 6 to 12 months via SIPs or installments.
"whenever you want to invest lumpsum, ... you should invest 25% right now, ... and break the remaining 75 into installments of 6 to 12 months."
Lump Sum Investment Strategy
Pending
In 2026, metals are predicted to be an interesting investment category due to rising demand and supply constraints, potentially leading to outperformance by metal companies.
"Metal ETF is a tactical allocation with exposure to the metals cycle reflecting constrained global supply and rising demand. So their prediction is that in 2026, metal will be a very interesting category because the demand is rising a lot. Due to supply constraints, the metal companies may perform or outperform the index"
Metal Investment Outlook
Pending