ilmscore | DEBT MUTUAL FUNDS Explained: Beat FD Returns EASILY! | Ankur Warikoo Hindi

DEBT MUTUAL FUNDS Explained: Beat FD Returns EASILY! | Ankur Warikoo Hindi

Published: 2025-07-05
Status: Analyzed

Predictions from this Video

Total: 9
Correct: 3
Incorrect: 2
Pending: 4
Prediction
Topic
Status
For individuals with significant funds and no immediate need, investing entirely in liquid funds is recommended due to their accessibility.
"If you know that you have a lot of money but do not know when you will need it, then invest it all in liquid funds."
Liquid Funds for Emergency Savings
Pending
Short duration funds are suitable for money needed within one to two months.
"You know that you have money and you need it within one or two months, invest it in short duration."
Short Duration Funds for Short-Term Needs
Correct
Medium duration funds are recommended for funds required within a 3 to 6-month timeframe.
"You know that within 3 to 6 months you need to put the entire amount in medium duration."
Medium Duration Funds for Medium-Term Needs
Correct
Long duration funds are advised for money that will be needed in one to two years.
"You know that if you want it in one or two years, then put it in long duration."
Long Duration Funds for Longer-Term Needs
Incorrect
Corporate bonds are suggested for investors willing to take a slight risk over two to four years to achieve better returns than FDs.
"We are ready to take a little risk. We will wait for two, three or four years but if we don't want FD rates, we want better rates, invest in corporate bonds."
Corporate Bonds for Better Rates than FDs
Correct
For individuals in their 20s, a suggested debt mutual fund allocation is 10% in liquid funds, 15% in short duration, 20% in medium duration, 25% in long duration, and 30% in corporate bonds.
"my suggestion is to have a liquid fund of around 10% in your 20s so that if you ever need money, you will get it back within roughly 24 hours. Short duration around 15% these around 20 these around 25 and these around 30 okay?"
Debt Mutual Fund Allocation for 20s
Pending
For individuals in their 30s, a suggested debt mutual fund allocation is 20% in liquid funds, 10% in short duration, 30% in medium duration, 20% in long duration, and 20% in corporate bonds.
"In your 30s, you can't take that much risk anymore. So you want 20% allocation in your liquid fund. You can invest 10% in short duration. In medium then I think we will put the most so 30 then 20 20 okay?"
Debt Mutual Fund Allocation for 30s
Pending
For individuals in their 40s, a suggested debt mutual fund allocation is 30% in liquid funds, 10% in short duration, 20% in medium duration, 20% in long duration, and 20% in corporate bonds.
"in 40 if you don't want to take a lot of risk. So I say 30% than 10% 20% 20% 20% 8.45"
Debt Mutual Fund Allocation for 40s
Pending
Long duration funds are projected to yield close to 9.99%.
"let's see its rate is 9.99% and now this is what the stock market will look like"
Long Duration Fund Returns
Incorrect